Effingham County property record for 702 E North Ave, Effingham, IL 62401 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,260 sqft · built 1967 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Individual Name on File |
| Last Sale | $245,000 (Dec 2025) |
| Tax Bill | $4,401 (2024) |
| Deeds & Mortgages | Oct 2023 Line of Credit Dec 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-16-006-113 |
| Primary APN | 03-16-006-113 |
|---|
| Building Area | 1,260 sqft Base Area |
|---|---|
| Basement Area | 672 sqft Basement |
| Stories | 2 Stories |
| Year Built | Built 1967 |
|---|---|
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 14,375 sqft (0.33 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 600 sqft Garage |
| Street Address | 702 E NORTH AVE |
|---|---|
| City | EFFINGHAM |
| State | IL |
| Zip | 62401-3229 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT W 112.21FT OF E 495FT BLK 6 KRALMAN'S SUB B 2548/240 2548/236 1885/276 366/570 |
| Legal Subdivision | KRALMAN'S SUBDIVISION |
| Legal Block | 6 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | DOUGLAS |
| Census Block Group | 1 |
| Census Block | 1073 |
| Census Tract | 950600 |
Source: Effingham County records · APN 03-16-006-113
Assessment roll updated January 1, 2024 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 702 E NORTH AVE, EFFINGHAM, IL 62401-3229 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 23, 2023 | Deed of Trust, Mortgage · Line of Credit LAND OF LINCOLN CU |
| Dec 16, 2025 | Warranty Deed, Transfer · Conventional Mortgage WASHINGTON SAVINGS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 16, 2025 · Amount on Record |
| Deed Sale | Dec 16, 2025 · Amount on Record |
| Prior Sale | Jul 28, 2009 |
| Deed Document Number | 202525004556 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 702 E NORTH AVE, EFFINGHAM, IL 62401-3229 |
| Transaction Type | Mortgage |
| Record Updated | Jan 01, 2026 |
| Name | Verified Name |
|---|
| Document Number | 202323003441 |
|---|---|
| Date | Oct 23, 2023 |
| Instrument | 202323003441 |
| Name | LAND OF LINCOLN CU |
|---|---|
| Type | Credit Union |
| Address | EFFINGHAM, IL 62401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Oct 22, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Recording Date | Dec 16, 2025 |
| Property Address | 702 E NORTH AVE, EFFINGHAM, IL 62401-3229 |
| Document Number | 202525004556 |
| Map Reference | MB 2 PG 99 |
| Instrument Date | Dec 12, 2025 |
| Instrument | 202525004556 |
| Transaction Type | Transfer |
| Record Updated | Jan 01, 2026 |
| Title Company | THE TITLE CENTER/FL, THE TITLE CENTER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $245.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 702 E NORTH AVE, EFFINGHAM, IL 62401-3229 |
| Document Number | 202525004557 |
|---|---|
| Date | Dec 16, 2025 |
| Instrument | 202525004557 |
| Name | WASHINGTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Rate | 6.5% |
|---|
Source: Effingham County records · Assessment roll updated January 1, 2024 · Last verified January 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Douglas Township |
| Municipality | Effingham City |
| Unified School District | Effingham Community Unit School District 40 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $4,401.00 (+20.74%) Homeowner's exemption Disabled Person's exemption | $73,150 (+19.9%) Land $15,750 Building $57,400 | $219,450 (+19.9%) Land $47,250 Building $172,200 |
| 2022 | $3,645.00 Homeowner's exemption Disabled Person's exemption | $61,010 Land $13,140 Building $47,870 | $183,030 Land $39,420 Building $143,610 |
Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures