Rowan County property record for 800 7th St, Spencer, NC 28159 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,279 sqft · built 1928 |
| Lot Size | 0.68 acres (29,725 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $215,000 (Oct 2022) |
| Tax Bill | $1,714 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Oct 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 033 121 |
| Primary APN | 033 121 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,279 sqft Living Area |
| 1st Floor Area | 1,279 sqft |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 29,725 sqft (0.68 acres) |
| Lot Dimensions | 145 ft deep x 205 ft wide |
| Porch | Porch |
| Porch Area | 96 sqft |
| Deck Area | 192 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 800 7TH ST |
|---|---|
| City | SPENCER |
| State | NC |
| Zip | 28159-1534 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L11-14 & PTL10 BLK 43 HENDERSON AND VANDERFORD |
| Legal Block | 43 |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | SALISBURY |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 50700 |
Source: Rowan County records · APN 033 121
Assessment roll updated August 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 800 7TH ST, SPENCER, NC 28159-1534 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Mar 24, 2026 | Deed of Trust, Mortgage · FHA Mortgage M & T BANK |
| Oct 05, 2022 | Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 05, 2022 · Amount on Record |
| Deed Sale | Oct 05, 2022 · Amount on Record |
| Prior Sale | Feb 22, 2022 · Amount on Record |
| Deed Book / Page | 1411 / 316 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 800 7TH ST, SPENCER, NC 28159-1534 |
| Transaction Type | Mortgage |
| Record Updated | Apr 01, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 800 7TH ST, SPENCER, NC 28159-1534 |
| Document Number | 0014790669 |
|---|---|
| Date | Mar 24, 2026 |
| Book Page | 1479/669 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | OLD ZIONSVILLE, PA 18068 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 320 Months |
| Due | Nov 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Oct 05, 2022 |
| Property Address | 800 7TH ST, SPENCER, NC 28159-1534 |
| Document Number | 0014110316 |
| Book / Page | 1411 / 316 |
| Map Reference | MB 9995 PG 42-A |
| Instrument Date | Oct 05, 2022 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $430.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 79, GOLD HILL, NC 28071-0079 |
| Name | Verified Name |
|---|---|
| Address | 800 7TH ST, SPENCER, NC 28159-1534 |
| Document Number | 0001411317 |
|---|---|
| Date | Oct 05, 2022 |
| Instrument | 1411/317 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2052 |
Source: Rowan County records · Assessment roll updated August 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Municipality | Spencer Town |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,714.00 | $151,689 (-) Land $39,600 Building $112,089 | |
| 2023 | $1,714.00 | $151,689 Land $39,600 Building $112,089 | $151,689 Land $39,600 Building $112,089 |
Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371590507003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Nearby Flood Claims | 1 (2006) |
| Most Recent Claim | Nov 2006 |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,941 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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