Campbell County property record for 80 Stonyridge Dr, Cold Spring, KY 41076
| Property Type | Single Family Home |
|---|---|
| Details | 2,198 sqft |
| Lot Size | 0.482 acres (21,020 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $51,000 (Oct 2015) |
| Tax Bill | $5,330 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-17-692.32 |
| Primary APN | 999-99-17-692.32 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 2,198 sqft Living Area |
| Construction Type | Stone |
|---|---|
| Roof Material | Composition Shingle |
| Lot Area | 21,020 sqft (0.482 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Street Address | 80 STONYRIDGE DR |
|---|---|
| City | COLD SPRING |
| State | KY |
| Zip | 41076-9101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 29 SEC 3 CHARITY HILL SUBD |
| Legal Subdivision | CHARITY HILL |
| Legal Phase | 3 |
| Legal Lot Number | 29 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 53301 |
80 Stonyridge Dr is owned and occupied by two individuals who bought it in October 2015.
Source: Campbell County records, as of August 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 80 STONYRIDGE DR, COLD SPRING, KY 41076-9101 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 4, 2026 | Deed of Trust, Mortgage · Line of Credit GUARDIAN SAVINGS BANK |
| Dec 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 27, 2015 · Amount on File |
| Deed Sale | Oct 27, 2015 · Amount on File |
| Deed Document Number | 20155029211 |
| Deed Book / Page | 771 / 788 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Aug 4, 2026 |
| Property Address | 80 STONYRIDGE DR, COLD SPRING, KY 41076-9101 |
| Document Number | 0006250046 |
| Book / Page | 2506 / 275 |
| Instrument Date | Jul 24, 2026 |
| Instrument | 20266250046 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 80 STONYRIDGE DR, COLD SPRING, KY 41076-9101 |
| Document Number | 0006250046, |
|---|---|
| Date | Aug 4, 2026 |
| Book Page | 2506/275 |
| Instrument | 20266250046 |
| Name | GUARDIAN SAVINGS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 23, 2036 |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 80 STONYRIDGE DR, COLD SPRING, KY 41076-9101 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Title Company | AGILITY CLOSING & TTL SVCS I |
| Name | Verified Name |
|---|
| Document Number | 0005123435 |
|---|---|
| Date | Dec 28, 2020 |
| Book Page | M2260/537 |
| Instrument | 5123435 |
| Name | GUARDIAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
The 2025 property tax bill for 80 Stonyridge Dr was $5,330.
Source: Campbell County assessment roll, as of March 9, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Cold Spring City |
| Unified School District | Campbell County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,330.00 | $439,800 Land $60,000 Building $379,800 | $439,800 Land $60,000 Building $379,800 |
| 2023 | $5,277.00 (+26.03%) | $439,800 (+31.28%) Land $60,000 Building $379,800 | $439,800 (+31.28%) Land $60,000 Building $379,800 |
| 2022 | $4,187.00 | $335,000 Land $51,000 Building $284,000 | $335,000 Land $51,000 Building $284,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 80 Stonyridge Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | May 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 80 Stonyridge Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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