Campbell County property record for 79 Stonyridge Dr, Cold Spring, KY 41076
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.369 acres (16,117 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $56,000 (Jan 2018) |
| Tax Bill | $6,544 (2025) |
| Deeds & Mortgages | Dec 2018 Line of Credit Oct 2018 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-17-692.30 |
| Primary APN | 999-99-17-692.30 |
|---|
| Lot Area | 16,117 sqft (0.369 acres) |
|---|---|
| Terrain | Rolling |
| Old Parcel Number | 9999917692.30 |
|---|---|
| Street Address | 79 STONYRIDGE DR |
| City | COLD SPRING |
| State | KY |
| Zip | 41076-9104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 22 SEC 3 CHARITY HILL SUBD 0.3705 ACRE & PARCEL 5 .1089 ACRE TOTAL = .4794 ACRE |
| Legal Subdivision | CHARITY HILL |
| Legal Phase | 3 |
| Legal Lot Number | 22 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 53301 |
79 Stonyridge Dr is owned and occupied by two individuals who bought it in January 2018.
Source: Campbell County records, as of March 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 79 STONYRIDGE DR, COLD SPRING, KY 41076-9104 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 26, 2018 | Deed of Trust, Mortgage · Line of Credit VICTORY COMMUNITY BANK |
| Oct 25, 2018 | Deed of Trust, Mortgage · Conventional Mortgage VICTORY COMMUNITY BANK |
| Dec 26, 2018 | Deed of Trust, Mortgage · Line of Credit VICTORY COMMUNITY BANK |
| Oct 17, 2018 | Deed of Trust, Mortgage VICTORY CMNTY BK |
| Jan 26, 2018 | Warranty Deed, Subdivision Related Transfer ATTORNEY ONLY |
| Oct 25, 2018 | Grant Deed ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 26, 2018 · Amount on File |
| Deed Sale | Jan 26, 2018 · Amount on File |
| Deed Document Number | 5068649 |
| Deed Book / Page | D791 / 738 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 79 STONYRIDGE DR, COLD SPRING, KY 41076-9104 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0005085270 |
|---|---|
| Date | Dec 26, 2018 |
| Book Page | M2167/559 |
| Instrument | 5085270 |
| Name | VICTORY COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | FT MITCHELL, KY 41017 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Dec 13, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 79 STONYRIDGE DR, COLD SPRING, KY 41076-9104 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Title Company | HOMESTEAD TITLE AGENCY LP |
| Name | Verified Name |
|---|
| Document Number | 0005082644 |
|---|---|
| Date | Oct 25, 2018 |
| Book Page | M2162/422 |
| Instrument | 5082644 |
| Name | VICTORY COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | FT MITCHELL, KY 41017 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 79 STONYRIDGE DR, COLD SPRING, KY 41076-9104 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0005085271 |
|---|---|
| Date | Dec 26, 2018 |
| Book Page | M969/160 |
| Instrument | 5085271 |
| Name | VICTORY COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | FT MITCHELL, KY 41017 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Dec 13, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 79 STONYRIDGE DR, COLD SPRING, KY 41076-9104 |
| Document Number | 0005082645 |
| Instrument Date | Oct 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2018 |
| Title Company | HOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGCY LP |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 79 STONYRIDGE DR COLD SPRING KY 41076, COLD SPRING, KY 41076 |
| Document Number | 0005082645 |
|---|---|
| Date | Oct 25, 2018 |
| Book Page | 000966/000090 |
| Instrument | 5082645 |
| Name | VICTORY CMNTY BK |
|---|---|
| Type | Bank |
| Address | FORT MITCHELL, KY 41017 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 24, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Jan 26, 2018 |
| Property Address | 79 STONYRIDGE DR, COLD SPRING, KY 41076-9104 |
| Document Number | 0005068649 |
| Book / Page | 000791 / 000738 |
| Instrument Date | Jan 17, 2018 |
| Instrument | 5068649 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 5, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $56.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 79 STONYRIDGE DR COLD SPRING KY 41076, COLD SPRING, KY 41076 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Oct 25, 2018 |
| Property Address | 79 STONYRIDGE DR, COLD SPRING, KY 41076-9104 |
| Document Number | 0005082643 |
| Book / Page | 000331 / 000559 |
| Instrument Date | Jan 17, 2018 |
| Instrument | 5082643 |
| Record Updated | Nov 12, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $56.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 79 STONYRIDGE DR COLD SPRING KY 41076, COLD SPRING, KY 41076 |
The 2025 property tax bill for 79 Stonyridge Dr was $6,544.
Source: Campbell County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Cold Spring City |
| Unified School District | Campbell County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,544.00 | $540,000 Land $60,000 Building $480,000 | $540,000 Land $60,000 Building $480,000 |
| 2023 | $6,480.00 (+7.78%) | $540,000 (+12.27%) Land $60,000 Building $480,000 | $540,000 (+12.27%) Land $60,000 Building $480,000 |
| 2022 | $6,012.00 | $481,000 Land $56,000 Building $425,000 | $481,000 Land $56,000 Building $425,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 79 Stonyridge Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | May 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 79 Stonyridge Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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