75 Stonyridge Dr, Cold Spring (Newport), KY 41076 Property Records

Campbell County property record for 75 Stonyridge Dr, Cold Spring, KY 41076

Property Summary

Property Type	Single Family Home
Details	2,148 sqft · built 2002
Lot Size	0.364 acres (15,884 sqft)
Owner	2 Individual Names on File
Last Sale	$412,000 (Jul 2021)
Tax Bill	$4,993 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit Jul 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`999-99-17-692.36`

Property Details

APN / Parcel Number

Primary APN	`999-99-17-692.36`

Interior

Stories	1 Story
Building Area	2,148 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	15,884 sqft (0.364 acres)
Terrain	Combination
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	75 STONYRIDGE DR
City	COLD SPRING
State	KY
Zip	41076-9104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 24 SEC 4 CHARITY HILL SUBD
Legal Subdivision	CHARITY HILL
Legal Phase	4
Legal Lot Number	24
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	2
Census Block	2009
Census Tract	53301

Owner

75 Stonyridge Dr is owned and occupied by two individuals who bought it in July 2021.

Source: Campbell County records, as of March 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	75 STONYRIDGE DR, COLD SPRING, KY 41076-9104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2021	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Jul 25, 2022	Deed of Trust, Mortgage · Line of Credit HERITAGE SOUTHEAST BANK
Jul 15, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jul 28, 2021	Deed, Transfer · Conventional Mortgage HERITAGE BANK INC
Jan 26, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2021 · Amount on File
Deed Sale	Jul 28, 2021 · Amount on File
Prior Sale	Dec 3, 2013 · Amount on File
Deed Document Number	20215136731
Deed Book / Page	827 / 599
Prior Transfer Date	Nov 29, 2013
Prior Transfer Doc	0000000176
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	75 STONYRIDGE DR, COLD SPRING, KY 41076-9104
Transaction Type	Mortgage
Record Updated	Aug 9, 2022
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005135738
Date	Jul 12, 2021
Book Page	M2296/236
Instrument	5135738

Lender

Name	TRUIST BANK
Type	Bank
Address	NEWPORT, KY 41076

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Jun 2, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	75 STONYRIDGE DR, COLD SPRING, KY 41076-9104
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 STONYRIDGE DR, COLD SPRING, KY 41076-9104

Mortgage

Document Number	0005156883
Date	Jul 25, 2022
Book Page	M2352/700
Instrument	5156883

Lender

Name	HERITAGE SOUTHEAST BANK
Type	Bank
Address	NEWPORT, KY 41076

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Jun 25, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	75 STONYRIDGE DR, COLD SPRING, KY 41076-9104
Transaction Type	Mortgage
Record Updated	Aug 9, 2022
Title Company	RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 STONYRIDGE DR, COLD SPRING, KY 41076-9104

Mortgage

Document Number	0005156387
Date	Jul 15, 2022
Book Page	M2351/613
Instrument	5156387

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 15, 2042

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CAMPBELL KY
Recording Date	Jul 28, 2021
Property Address	75 STONYRIDGE DR, COLD SPRING, KY 41076-9104
Document Number	0005136731
Book / Page	D827 / 599
Map Reference	CAB E SL 321A
Instrument Date	Jul 27, 2021
Instrument	5136731
Transaction Type	Transfer
Record Updated	Aug 9, 2022
Title Company	KENTUCKY LAND TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$412.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	75 STONYRIDGE DRDRB, 75, COLD SPRING, KY 41076

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	75 STONYRIDGE DRIVE, TAYLOR MILL, KY 41015

Mortgage

Document Number	0005136732
Date	Jul 28, 2021
Instrument	5136732

Lender

Name	HERITAGE BANK INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CAMPBELL KY
Recording Date	Jan 26, 2021
Property Address	75 STONYRIDGE DR, COLD SPRING, KY 41076-9104
Document Number	0005124959
Book / Page	000821 / 000127
Instrument Date	Jan 22, 2021
Instrument	5124959
Transaction Type	Transfer
Record Updated	Feb 24, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	75 STONYRIDGE DR COLD SPRING KY 410769104, COLD SPRING, KY 41076-9104

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	75 STONYRIDGE DR, COLD SPRING, KY 41076-9104
Document Number	0005067447
Book / Page	002132 / 000618
Instrument Date	Dec 8, 2017
Transaction Type	Mortgage
Record Updated	Jan 30, 2018
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 STONYRIDGE DR COLD SPRING KY 410769104, COLD SPRING, KY 41076-9104

Mortgage

Document Number	0005067447
Date	Dec 27, 2017
Book Page	002132/000618
Instrument	5067447

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WINSTON-SALEM, NC 27101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Dec 26, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 75 Stonyridge Dr was $4,993.

Source: Campbell County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Municipality	Cold Spring City
Unified School District	Campbell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,993.00	$412,000 Land $55,000 Building $357,000	$412,000 Land $55,000 Building $357,000
2023	$4,944.00 (-4%)	$412,000 (-) Land $55,000 Building $357,000	$412,000 (-) Land $55,000 Building $357,000
2022	$5,150.00	$412,000 Land $44,000 Building $368,000	$412,000 Land $44,000 Building $368,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 75 Stonyridge Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	May 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 75 Stonyridge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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