80 Queens Ct, Saluda, NC 28773 Property Records

Polk County property record for 80 Queens Ct, Saluda, NC 28773

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,416 sqft · built 1996
Lot Size	2.86 acres (124,582 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Dec 2016)
Tax Bill	$2,475 (2026)
Deeds & Mortgages	Mar 2024 Line of Credit May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`P23-25`

Property Details

APN / Parcel Number

Primary APN	`P23-25`
Alternative APN	`54658`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Building Area	1,416 sqft Finished Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2002
Exterior Material	Vinyl
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Shingle
Lot Area	124,582 sqft (2.86 acres)
Porch	Porch
Deck Area	Deck Area

Location & Zoning

Account Number	54658
Street Address	80 QUEENS CT
City	SALUDA
State	NC
Zip	28773-6784
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MX
Legal Description	P23, PLAT: C-182, P23 MAP P23
Legal Subdivision	MAP P23
Jurisdiction	POLK NC
Township / Civil Division	SALUDA
Census Block Group	1
Census Block	1040
Census Tract	920303

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	80 QUEENS CT, SALUDA, NC 28773-6784
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2024	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
May 10, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ALCOVA MORTGAGE LLC
Apr 26, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2016 · Amount on Record
Deed Sale	Dec 30, 2016 · Amount on Record
Prior Sale	Mar 25, 2004
Deed Book / Page	423 / 2500
Last Transfer Date	May 5, 2021
Transfer Doc	459/470
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	80 QUEENS CT, SALUDA, NC 28773-6784
Transaction Type	Mortgage
Record Updated	Apr 2, 2024
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000484/370
Date	Mar 15, 2024
Book Page	484/370

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK NC
Recording Date	May 10, 2021
Property Address	80 QUEENS CT, SALUDA, NC 28773-6784
Document Number	459/470
Book / Page	459 / 470
Map Reference	FILE F PG 761
Instrument Date	May 5, 2021
Transaction Type	Transfer
Record Updated	May 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	80 QUEENS CT, SALUDA, NC 28773-6784

Mortgage

Document Number	459473
Date	May 10, 2021
Instrument	459/473

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	80 QUEENS CT, SALUDA, NC 28773-6784
Transaction Type	Mortgage
Record Updated	May 22, 2019
Title Company	TITLE SOURCE INC.

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	440/134
Date	Apr 26, 2019
Book Page	440/134

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	May 1, 2044

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,475.00 (+1.31%)	$419,359 (-) Land $48,020 Building $371,339	$419,359 (-) Land $48,020 Building $371,339
2025	$2,443.00 (+26.65%)	$419,359 (+50.93%) Land $48,020 Building $371,339	$419,359 (+50.93%) Land $48,020 Building $371,339
2023	$1,929.00	$277,857 Land $22,440 Building $255,417
2021			$277,857 Land $22,440 Building $255,417

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	19 (1978–2024)
Claims Outside the SFHA	12 of 19
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
RiverStreet Networks Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Spectrum, T-Mobile, Verizon.

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