Polk County property record for 42 Queens Ct, Saluda, NC 28773
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,140 sqft · built 2007 |
| Lot Size | 1.81 acres (78,844 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $430,000 (Jun 2022) |
| Tax Bill | $2,809 (2026) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Sep 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | P23-97 |
| Primary APN | P23-97 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,140 sqft Finished Area |
| Basement Area | 1,100 sqft |
| Unfinished Basement | 1,100 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Wood Siding |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 78,844 sqft (1.81 acres) |
| Porch | Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Account Number | 53470 |
|---|---|
| Street Address | 42 QUEENS CT |
| City | SALUDA |
| State | NC |
| Zip | 28773-6784 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MX |
| Legal Description | 1.81 ACRES, P23 MAP P23 |
| Legal Subdivision | MAP P23 |
| Jurisdiction | POLK NC |
| Township / Civil Division | SALUDA |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 920303 |
42 Queens Ct is owned by two individuals who bought it in June 2022.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 452 S MAIN ST, DAVIDSON, NC 28036-8093 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 22, 2022 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 13, 2017 | Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HOME LOANS |
| Sep 12, 2017 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Dec 2, 2020 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 22, 2022 · Amount on File |
| Deed Sale | Jun 22, 2022 · Amount on File |
| Prior Sale | Dec 2, 2020 · Amount on File |
| Deed Book / Page | 470 / 2241 |
| Prior Transfer Date | Dec 20, 2013 |
| Prior Transfer Doc | 00404/0970 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Jun 22, 2022 |
| Property Address | 42 QUEENS CT, SALUDA, NC 28773-6784 |
| Document Number | 00470/2241 |
| Book / Page | 470 / 2241 |
| Map Reference | MB E PG 1322 |
| Instrument Date | Jun 20, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $860.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5904 CARRIAGE OAKS DR, 5904, CHARLOTTE, NC 28262-3242 |
| Name | Verified Name |
|---|---|
| Address | 452 S MAIN ST STE 100, 100, DAVIDSON, NC 28036-8095 |
| Document Number | 0004702244 |
|---|---|
| Date | Jun 22, 2022 |
| Instrument | 470/2244 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 42 QUEENS CT, SALUDA, NC 28773-6784 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 428/2073 |
|---|---|
| Date | Sep 13, 2017 |
| Book Page | 428/2073 |
| Instrument | 004661640012 |
| Name | VETERANS UNITED HOME LOANS |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 42 QUEENS CT, SALUDA, NC 28773-6784 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 428/2073 |
|---|---|
| Date | Sep 12, 2017 |
| Book Page | 428/2073 |
| Instrument | 004661640012 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Dec 2, 2020 |
| Property Address | 42 QUEENS CT, SALUDA, NC 28773-6784 |
| Document Number | 00454/1364 |
| Book / Page | 454 / 1364 |
| Map Reference | MB E PG 1322 |
| Instrument Date | Dec 1, 2020 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $447.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 494, SALUDA, NC 28773-0494 |
| Name | Verified Name |
|---|---|
| Address | 42 QUEENS CT, SALUDA, NC 28773-6784 |
The 2026 property tax bill for 42 Queens Ct was $2,809, up 1.3% from the year before.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,809.00 (+1.3%) | $476,027 (-) Land $93,170 Building $382,857 | $476,027 (-) Land $93,170 Building $382,857 |
| 2025 | $2,773.00 | $476,027 Land $93,170 Building $382,857 | $476,027 Land $93,170 Building $382,857 |
| 2023 | $1,933.00 | $278,529 Land $18,240 Building $260,289 | |
| 2021 | $278,529 Land $18,240 Building $260,289 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 42 Queens Ct in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 19 (1978–2024) |
| Claims Outside the SFHA | 12 of 19 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 42 Queens Ct is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| RiverStreet Networks Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
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