Polk County property record for 119 Queens Ct, Saluda, NC 28773
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,728 sqft · built 2006 |
| Lot Size | 1.26 acres (54,886 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $175,000 (Mar 2015) |
| Tax Bill | $1,813 (2026) |
| Deeds & Mortgages | Nov 2018 Mortgage Oct 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | P23-98 |
| Primary APN | P23-98 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,728 sqft Finished Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Vinyl |
| Foundation Type | Retaining Wall |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 54,886 sqft (1.26 acres) |
| Porch | Porch |
| Account Number | 52970 |
|---|---|
| Street Address | 119 QUEENS CT |
| City | SALUDA |
| State | NC |
| Zip | 28773-6785 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MX |
| Legal Description | P23, P23 MAP P23 |
| Legal Subdivision | MAP P23 |
| Jurisdiction | POLK NC |
| Township / Civil Division | SALUDA |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 920303 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 119 QUEENS CT, SALUDA, NC 28773-6785 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Nov 15, 2018 | Deed of Trust, Mortgage NAVY FEDERAL CREDIT UNION |
| Oct 27, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 6, 2015 · Amount on Record |
| Deed Sale | Mar 6, 2015 · Amount on Record |
| Deed Book / Page | 411 / 1594 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 119 QUEENS CT, SALUDA, NC 28773-6785 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000437/0000000284 |
|---|---|
| Date | Nov 15, 2018 |
| Book Page | 0000000437/0000000284 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 470 Months |
| Due | Jan 1, 2058 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 119 QUEENS CT, SALUDA, NC 28773-6785 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE GUARANTY |
| Name | Verified Name |
|---|---|
| Address | 119 QUEENS CT, SALUDA, NC 28773-6785 |
| Document Number | 453/943 |
|---|---|
| Date | Oct 27, 2020 |
| Book Page | 453/943 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,813.00 (+1.28%) | $307,261 (-) Land $36,820 Building $270,441 | $307,261 (-) Land $36,820 Building $270,441 |
| 2025 | $1,790.00 (+17.3%) | $307,261 (+39.75%) Land $36,820 Building $270,441 | $307,261 (+39.75%) Land $36,820 Building $270,441 |
| 2023 | $1,526.00 | $219,863 Land $16,040 Building $203,823 | |
| 2021 | $219,863 Land $16,040 Building $203,823 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 19 (1978–2024) |
| Claims Outside the SFHA | 12 of 19 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| RiverStreet Networks Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Spectrum, T-Mobile, Verizon.
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