80 N Wilder Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 80 N Wilder Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,400 sqft · built 2020
Lot Size	16 acres (697,396 sqft)
Owner	2 Individual Names on Record
Last Sale	$75,000 (Sep 2020)
Tax Bill	$3,937 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`012-012-014-01`

Property Details

APN / Parcel Number

Primary APN	`012-012-014-01`

Interior

Full Baths	2 Baths
Building Area	1,400 sqft Living Area
1st Floor Area	1,400 sqft
Basement Area	1,400 sqft
Unfinished Basement	1,400 sqft
Flooring	Carpet

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	697,396 sqft (16 acres)
Garage Area	576 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	80 N WILDER RD
City	LAPEER
State	MI
Zip	48446-3259
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	PARCEL A SEC 12 T7N-R10E PART OF THE NW 1/4 DES AS BEG AT A PT ON THE W LINE THAT IS S 01-52-41 W 1327.66 FT FROM THE NW COR;
Legal Range	10E
Legal Township	07N
Legal Section	12
Jurisdiction	LAPEER MI
Township / Civil Division	LAPEER
Census Block Group	3
Census Block	3000
Census Tract	338000

Owner

Source: Lapeer County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	80 N WILDER RD, LAPEER, MI 48446-3259
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Sep 3, 2021	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Sep 28, 2020	Warranty Deed, Construction Loan · Construction Mortgage LAKE MICHIGAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2020 · Amount on Record
Deed Sale	Sep 28, 2020 · Amount on Record
Deed Book / Page	3132 / 481
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	80 N WILDER RD, LAPEER, MI 48446-3259
Transaction Type	Mortgage
Record Updated	Feb 20, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	80 N WILDER RD, LAPEER, MI 48446-3259

Mortgage

Document Number	0035000731
Date	Jan 27, 2026
Book Page	3500/731

Lender

Name	NAVY FCU
Type	Credit Union
Address	820 FOLLIN LN SE, VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Feb 1, 2066

Interest

Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	80 N WILDER RD, LAPEER, MI 48446-3259
Transaction Type	Mortgage
Record Updated	Aug 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	80 N WILDER RD, LAPEER, MI 48446-3259

Mortgage

Document Number	0032340079
Date	Sep 3, 2021
Book Page	3234/79

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

September 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Sep 28, 2020
Property Address	80 N WILDER RD, LAPEER, MI 48446-3259
Document Number	0031320481
Book / Page	3132 / 481
Instrument Date	Sep 18, 2020
Transaction Type	Construction Loan
Record Updated	Aug 18, 2022

Transaction

Amount	Amount Recorded
Tax	$562.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2027 FAWN GLEN CIR, 2027, LAPEER, MI 48446-8405

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3530 CONGER ST, PORT HURON, MI 48060-2227

Mortgage

Document Number	0003132483
Date	Sep 28, 2020
Instrument	3132/483

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Lapeer Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$223,500 (+18.13%)	$447,000 (+18.13%)
2025	$3,937.00 (-37.29%) Homeowner's exemption	$189,200 (+6.41%)	$378,400 (+6.41%)
2023		$177,800	$355,600
2022	$6,278.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINE LAKES MANUFACTURED HOMES private · serves 230 people · EPA ID MI0040670
Water Source	Groundwater
Last State Inspection	Jul 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Wilder Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures