10 N Wilder Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 10 N Wilder Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,749 sqft · built 2007
Lot Size	1.35 acres (58,806 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (Jun 2017)
Tax Bill	$2,282 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jun 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`012-012-014-04`

Property Details

APN / Parcel Number

Primary APN	`012-012-014-04`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,749 sqft Living Area
1st Floor Area	780 sqft
Basement Area	780 sqft
Unfinished Basement	780 sqft
Flooring	Carpet

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	58,806 sqft (1.35 acres)
Garage Area	576 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	10 N WILDER RD
City	LAPEER
State	MI
Zip	48446-3259
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	PARCEL D SEC 12 T7N-R10E PART OF THE NW 1/4 DES AS BEG AT A PT ON THE W LINE THAT IS S 01-52-41 W 1868.76 FT FROM THE NW COR;
Legal Range	10E
Legal Township	07N
Legal Section	12
Jurisdiction	LAPEER MI
Township / Civil Division	LAPEER
Census Block Group	3
Census Block	3001
Census Tract	338000

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10 N WILDER RD, LAPEER, MI 48446-3259
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2021	Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC
Jun 2, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2017 · Amount on Record
Deed Sale	Jun 2, 2017 · Amount on Record
Prior Sale	Jul 15, 2011 · Amount on Record
Deed Book / Page	2897 / 162
Prior Transfer Date	Mar 24, 2010
Prior Transfer Doc	0024380069
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	10 N WILDER RD, LAPEER, MI 48446-3259
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 N WILDER RD, LAPEER, MI 48446-3259

Mortgage

Document Number	0032180001
Date	Jul 7, 2021
Book Page	3218/1

Lender

Name	LOANCARE LLC
Type	Non-Lending Institution
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	311 Months
Due	Jun 1, 2047

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Jun 2, 2017
Property Address	10 N WILDER RD, LAPEER, MI 48446-3259
Document Number	0028970162
Book / Page	2897 / 162
Instrument Date	May 31, 2017
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 N WILDER RD, LAPEER, MI 48446-3259

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Lapeer Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$141,100 (+6.09%)	$282,200 (+6.09%)
2025	$2,282.00 (+14.67%) Homeowner's exemption	$133,000 (+13%)	$266,000 (+13%)
2023		$117,700	$235,400
2022	$1,990.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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