22 N Wilder Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 22 N Wilder Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,404 sqft · built 2005
Lot Size	1.81 acres (78,844 sqft)
Owner	Individual Name on Record
Last Sale	$237,000 (Sep 2005)
Tax Bill	$1,418 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`012-012-014-03`

Property Details

APN / Parcel Number

Primary APN	`012-012-014-03`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,404 sqft Living Area
1st Floor Area	936 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft
Flooring	Carpet

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	78,844 sqft (1.81 acres)
Garage Area	576 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	22 N WILDER RD
City	LAPEER
State	MI
Zip	48446-3259
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	PARCEL C SEC 12 T7N-R10E PART OF THE NW 1/4 DES AS BEG AT A PT ON THE W LINE THAT IS S 01-52-41 W 1718.76 FT FROM THE NW COR;
Legal Range	10E
Legal Township	07N
Legal Section	12
Jurisdiction	LAPEER MI
Township / Civil Division	LAPEER
Census Block Group	3
Census Block	3001
Census Tract	338000

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	22 N WILDER RD, LAPEER, MI 48446-3259
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICE LINK LP, SERVICE LINK
Jan 14, 2022	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
May 3, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jun 4, 2015	Loan Modification, Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2005 · Amount on Record
Deed Sale	Sep 12, 2005 · Amount on Record
Deed Document Number	20051
Last Transfer Date	May 3, 2019
Transfer Doc	0030200795
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Recording Date	Jul 9, 2026
Property Address	22 N WILDER RD, LAPEER, MI 48446-3259
Document Number	3530000452
Book / Page	3530 / 452
Instrument Date	Jun 16, 2026
Transaction Type	Mortgage
Record Updated	Jul 29, 2026
Title Company	SERVICE LINK LP, SERVICE LINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 N WILDER RD, LAPEER, MI 48446-3259

Mortgage

Document Number	3530000452,
Date	Jul 9, 2026
Book Page	3530/452

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	228 Months
Due	Jul 1, 2045

Interest

Rate	6.51%
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	22 N WILDER RD, LAPEER, MI 48446-3259
Transaction Type	Mortgage
Record Updated	Feb 17, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 N WILDER RD, LAPEER, MI 48446-3259

Mortgage

Document Number	0032670171
Date	Jan 14, 2022
Book Page	3267/171

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	GRAVEL SWITCH, KY 40328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	282 Months
Due	Jul 1, 2045

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAPEER MI
Recording Date	May 3, 2019
Property Address	22 N WILDER RD, LAPEER, MI 48446-3259
Document Number	0030200795
Book / Page	003020 / 000795
Instrument Date	May 3, 2019
Transaction Type	Transfer
Record Updated	Jun 10, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 N WILDER RD LAPEER MI 484463259, LAPEER, MI 48446-3259

June 2015: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAPEER MI
Property Address	22 N WILDER RD, LAPEER, MI 48446-3259
Document Number	0028990864
Instrument Date	Jun 4, 2015
Transaction Type	Mortgage
Record Updated	Aug 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 N WILDER RD LAPEER MI 484463259, LAPEER, MI 48446-3259

Mortgage

Document Number	0028990864
Date	Jun 15, 2017
Book Page	002899/000864

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Amount	Amount Recorded
Term	336 Months
Due	Jun 14, 2045

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Lapeer Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$136,400 (+6.31%)	$272,800 (+6.31%)
2025	$1,418.00 (+13.53%) Homeowner's exemption	$128,300 (+19.13%)	$256,600 (+19.13%)
2024	$1,249.00 (+9.85%)
2023		$107,700	$215,400
2022	$1,137.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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