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80 Fox Harbor Dr, Troy, OH 45373 Property Records

Miami County property record for 80 Fox Harbor Dr, Troy, OH 45373

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,360 sqft · built 1995
Lot Size0.227 acres (9,901 sqft)
OwnerIndividual Name on Record
Last Sale$205,000 (Jan 2014)
Tax Bill$4,940 (2025)
Deeds & MortgagesJan 2023 Mortgage
Flood ZoneZone X (minimal risk)
APND08-101468

Property Details

APN / Parcel Number

Primary APND08-101468
Alternative APNs
  • 050618.3-03-011-00
  • D08SW180 06700

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area2,360 sqft Living Area
1st Floor Area2,744 sqft
Upper Floors Area988 sqft
Basement Area1,360 sqft
Unfinished Basement1,360 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeFrame
Lot Area9,901 sqft (0.227 acres)
Lot Dimensions110 ft deep x 90 ft wide
Garage Area546 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area14 sqft
Deck Area140 sqft
Patio Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerConnected

Location & Zoning

Street Address80 FOX HARBOR DR
CityTROY
StateOH
Zip45373-1081
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionIL 7652 FOX HARBOR #2
Legal SubdivisionFOX HARBOR #2
Legal Lot Number7652
JurisdictionMIAMI OH
Township / Civil DivisionCONCORD
Census Block Group2
Census Block2005
Census Tract365001

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address80 FOX HARBOR DR, TROY, OH 45373-1081
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 10, 2014 · Amount on Record
Deed SaleJan 10, 2014 · Amount on Record
Prior SaleFeb 9, 2009 · Amount on Record
Deed Document Number20142014OR-00388
Deed Book / Page487 / 185
Prior Transfer DateOct 31, 2012
Prior Transfer Doc0000015319
Record UpdatedOct 29, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIAMI OH
Property Address80 FOX HARBOR DR, TROY, OH 45373-1081
Transaction TypeMortgage
Record UpdatedJan 30, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address80 FOX HARBOR DR, TROY, OH 45373-1081

Mortgage

Document Number0000000560
DateJan 18, 2023
Instrument2023OR-00560
Lender
NameUNION SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2053
Interest
Rate TypeAdjustable Rate
Rate5.75%
Type Change DateFeb 1, 2028
Change FrequencyAnnually
Min Rate At Change3.75%
Max Rate At Change7.75%
Index1-Year T-Bill
Max Rate11.7%

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMiami County
County SubdivisionConcord Township
MunicipalityTroy City
Unified School DistrictTroy City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,940.00 (+7.39%) Homeowner's exemption$125,660 (+23.84%) Land $19,360 Building $106,300$359,000 (+23.84%) Land $55,300 Building $303,700
2024$4,600.00 (+1.81%) Homeowner's exemption$101,470 (-) Land $16,140 Building $85,330
2023$4,518.00 (+41.85%) Homeowner's exemption$101,470 (-) Land $16,140 Building $85,330$289,900 (-) Land $46,100 Building $243,800
2022$3,185.00 Homeowner's exemption$101,470 Land $16,140 Building $85,330$289,900 Land $46,100 Building $243,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY CITY PWS
serves 26,305 people · EPA ID OH5501612
Water SourceGroundwater
Last State InspectionSep 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Watch TV
Fixed Wireless		400 / 40
Verizon
Fixed Wireless		300 / 20

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