Miami County property record for 100 Fox Harbor Dr, Troy, OH 45373
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,500 sqft · built 2018 |
| Lot Size | 0.257 acres (11,204 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $247,500 (Jul 2018) |
| Tax Bill | $4,246 (2025) |
| Deeds & Mortgages | Mar 2020 Construction Loan Jan 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | D08-101466 |
| Primary APN | D08-101466 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,500 sqft Living Area |
| 1st Floor Area | 2,800 sqft |
| Upper Floors Area | 1,100 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Lot Area | 11,204 sqft (0.257 acres) |
| Lot Dimensions | 135 ft deep x 83 ft wide |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 40 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 100 FOX HARBOR DR |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-2061 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IL 7651 FOX HARBOR #2 |
| Legal Subdivision | FOX HARBOR #2 |
| Legal Lot Number | 7651 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | CONCORD |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 365001 |
100 Fox Harbor Dr is owned and occupied by two individuals who bought it in July 2018.
Source: Miami County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 100 FOX HARBOR DR, TROY, OH 45373-2061 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 10, 2020 | Deed of Trust, Mortgage · Construction Mortgage THE HUNTINGTON NATIONAL BANK |
| Jan 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Jul 16, 2018 | Survivorship Deed, Transfer · Conventional Mortgage HUNTINGTON NATIONAL BANK |
| Oct 10, 2017 | Warranty Deed, Construction Loan |
| Jun 14, 2017 | Grant Deed, Transfer FIRST TITLE COMPANY, FIRST TITLE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 16, 2018 · Amount on File |
| Deed Sale | Jul 16, 2018 · Amount on File |
| Prior Sale | Oct 10, 2017 · Amount on File |
| Deed Document Number | 20182018OR-08556 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 100 FOX HARBOR DR, TROY, OH 45373-2061 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000003241 |
|---|---|
| Date | Mar 10, 2020 |
| Instrument | 2020OR-03241 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Feb 20, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 100 FOX HARBOR DR, TROY, OH 45373-2061 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Title Company | AGILITY CLOSING & TITLE SVCS |
| Name | Verified Name |
|---|
| Document Number | 0000001193 |
|---|---|
| Date | Jan 28, 2020 |
| Instrument | 2020OR-01193 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43235 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Jul 16, 2018 |
| Property Address | 100 FOX HARBOR DR, TROY, OH 45373-2061 |
| Document Number | 0000008556 |
| Map Reference | BK16 PG59 |
| Instrument Date | Jul 13, 2018 |
| Instrument | 2018OR-08556 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $495.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 100 FOX HARBOR DR, TROY, OH 45373-2061 |
| Document Number | 0000008557 |
|---|---|
| Date | Jul 16, 2018 |
| Instrument | 2018OR-08557 |
| Name | HUNTINGTON NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Oct 10, 2017 |
| Property Address | 100 FOX HARBOR DR, TROY, OH 45373-2061 |
| Document Number | 0000012289 |
| Instrument Date | Sep 29, 2017 |
| Instrument | 12289 |
| Transaction Type | Construction Loan |
| Record Updated | Nov 1, 2017 |
| Amount | Amount on Record |
|---|---|
| Tax | $60.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5246 S COUNTY ROAD 25A TIPP CITY OH 453712812, TIPP CITY, OH 45371-2812 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Jun 14, 2017 |
| Property Address | 100 FOX HARBOR DR, TROY, OH 45373-2061 |
| Document Number | 0000007118 |
| Instrument Date | Jun 9, 2017 |
| Instrument | 7118 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2017 |
| Title Company | FIRST TITLE COMPANY, FIRST TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $240.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 701 N MARKET ST TROY OH 453731421, TROY, OH 45373-1421 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 100 Fox Harbor Dr was $4,246 with a homeowner's exemption, up 13.9% from the year before.
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,246.00 (+13.86%) Homeowner's exemption | $128,140 (+29.5%) Land $20,410 Building $107,730 | $366,100 Land $58,300 Building $307,800 |
| 2024 | $3,729.00 (+2.19%) Homeowner's exemption | $98,950 (-) Land $17,050 Building $81,900 | |
| 2023 | $3,649.00 (+17.48%) Homeowner's exemption | $98,950 (-) Land $17,050 Building $81,900 | $282,700 (-) Land $48,700 Building $234,000 |
| 2022 | $3,106.00 Homeowner's exemption | $98,950 Land $17,050 Building $81,900 | $282,700 Land $48,700 Building $234,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 100 Fox Harbor Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 100 Fox Harbor Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY CITY PWS serves 26,305 people · EPA ID OH5501612 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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