110 Fox Harbor Dr, Troy, OH 45373 Property Records

Miami County property record for 110 Fox Harbor Dr, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,764 sqft · built 1994
Lot Size	0.255 acres (11,125 sqft)
Owner	Company Name on File
Last Sale	$149,900 (Apr 1996)
Tax Bill	$3,403 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`D08-101464`

Property Details

APN / Parcel Number

Primary APN	`D08-101464`
Alternative APN	`050618.3-03-009-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,764 sqft Living Area
1st Floor Area	2,072 sqft
Upper Floors Area	728 sqft
Basement Area	1,036 sqft
Unfinished Basement	1,036 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	11,125 sqft (0.255 acres)
Lot Dimensions	125 ft deep x 89 ft wide
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	182 sqft
Deck Area	193 sqft
Patio Area	110 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	110 FOX HARBOR DR
City	TROY
State	OH
Zip	45373-2061
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IL 7650 FOX HARBOR #2
Legal Subdivision	FOX HARBOR #2
Legal Lot Number	7650
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2005
Census Tract	365001

Owner

110 Fox Harbor Dr is owned by a company that acquired it in September 2019 and is owner-occupied.

Source: Miami County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	110 FOX HARBOR DR, TROY, OH 45373-2061
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 1996 · Amount on File
Deed Sale	Apr 15, 1996 · Amount on File
Prior Sale	Sep 16, 1993 · Amount on File
Last Transfer Date	Sep 10, 2019
Transfer Doc	0000010933
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	110 FOX HARBOR DR, TROY, OH 45373-2061
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 FOX HARBOR DR, TROY, OH 45373-2061

Mortgage

Document Number	0000005814
Date	Jun 5, 2023
Instrument	2023OR-05814

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	May 20, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 110 Fox Harbor Dr was $3,403 with a homeowner's exemption, up 13% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,403.00 (+12.98%) Homeowner's exemption	$102,690 (+28.51%) Land $20,440 Building $82,250	$293,400 Land $58,400 Building $235,000
2024	$3,012.00 (+2.21%) Homeowner's exemption	$79,910 (-) Land $17,010 Building $62,900
2023	$2,947.00 (+17.5%) Homeowner's exemption	$79,910 (-) Land $17,010 Building $62,900	$228,300 (-) Land $48,600 Building $179,700
2022	$2,508.00 Homeowner's exemption	$79,910 Land $17,010 Building $62,900	$228,300 Land $48,600 Building $179,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 110 Fox Harbor Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 110 Fox Harbor Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20