Somerset County and Bernards Township property record for 80 E Oak St, Basking Ridge, NJ 07920
| Property Type | Single Family Home |
|---|---|
| Details | 5,181 sqft · built 1880 |
| Lot Size | 1.21 acres (53,143 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $945,000 (Jun 2008) |
| Tax Bill | $20,109 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-01609-0000-00023 |
| Primary APN | 02-01609-0000-00023 |
|---|---|
| Alternative APN |
|
| Total Rooms | 12 Rooms |
|---|---|
| Stories | 3 Stories |
| Building Area | 5,181 sqft Living Area |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Lot Area | 53,143 sqft |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 0200023000000041 |
|---|---|
| Street Address | 80 E OAK ST |
| City | BASKING RIDGE |
| State | NJ |
| Zip | 07920-1131 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | ADDITIONAL LOTS: 95 18 |
| Legal Block | 1609 |
| Legal Lot Number | 23 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | BERNARDS |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 52400 |
Source: Somerset County and Bernards Township records · APN 02-01609-0000-00023
Assessment roll updated July 7, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 80 E OAK ST, BASKING RIDGE, NJ 07920-1131 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 10, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Aug 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NEW JERSEY LENDERS CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 16, 2008 · Amount on Record |
| Deed Sale | Jun 16, 2008 · Amount on Record |
| Prior Sale | Dec 01, 1999 · Amount on Record |
| Deed Document Number | 200829103 |
| Deed Book / Page | 6141 / 1263 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Aug 10, 2026 |
| Property Address | 80 E OAK ST, BASKING RIDGE, NJ 07920-1131 |
| Document Number | 0000022461 |
| Book / Page | 7696 / 2107 |
| Instrument Date | Aug 03, 2026 |
| Instrument | 202622461 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 80 E OAK ST, BASKING RIDGE, NJ 07920-1131 |
| Document Number | 0000022461, |
|---|---|
| Date | Aug 10, 2026 |
| Book Page | 7696/2107 |
| Instrument | 202622461 |
| Name | BANK OF AMERICA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 03, 2056 |
| Rate | 6.43% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 80 E OAK ST, BASKING RIDGE, NJ 07920-1131 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Title Company | TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000049061 |
|---|---|
| Date | Aug 12, 2021 |
| Book Page | 7372/656 |
| Instrument | 2021049061 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 01, 2051 |
Source: Somerset County and Bernards Township records · Assessment roll updated July 7, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Bernards Township |
| Unified School District | Bernards Township School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,270,600 (+6.66%) Land $352,900 Building $917,700 | $1,270,600 (+6.66%) Land $352,900 Building $917,700 | |
| 2025 | $20,109.00 (+3.15%) | $1,191,300 (+25.53%) Land $335,900 Building $855,400 | $1,191,300 (+25.53%) Land $335,900 Building $855,400 |
| 2024 | $19,494.00 (+9.71%) | ||
| 2023 | $949,000 Land $310,400 Building $638,600 | $949,000 Land $310,400 Building $638,600 | |
| 2022 | $17,769.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (1996) |
| Most Recent Claim | Oct 1996 · Severe Storms And Flooding |
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 46 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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