51 E Oak St, Basking Ridge, NJ 07920 Property Records

Somerset County and Bernards Township property record for 51 E Oak St, Basking Ridge, NJ 07920

Property Summary

Property Type	Single Family Home
Details	1,696 sqft · built 1920
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$605,000 (Oct 2021)
Tax Bill	$11,094 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-01610-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`02-01610-0000-00008`
Alternative APN	`0200081000000002`

Interior

Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,696 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Frame
Lot Area	9,148 sqft (0.21 acres)

Location & Zoning

Old Parcel Number	0200081000000002
Street Address	51 E OAK ST
City	BASKING RIDGE
State	NJ
Zip	07920-1101
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Description	ADDITIONAL LOTS: 72 2
Legal Block	1610
Legal Lot Number	8
Jurisdiction	SOMERSET NJ
Township / Civil Division	BERNARDS
Census Block Group	1
Census Block	1011
Census Tract	52400

Owner

Source: Somerset County and Bernards Township assessment roll, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	51 E OAK ST, BASKING RIDGE, NJ 07920-1101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 8, 2021 · Amount on Record
Deed Sale	Oct 8, 2021 · Amount on Record
Prior Sale	Feb 16, 2010 · Amount on Record
Deed Document Number	202160255
Deed Book / Page	7390 / 2605
Prior Transfer Date	Nov 10, 2015
Prior Transfer Doc	0000048516
Record Updated	Sep 20, 2026

October 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	SOMERSET NJ
Recording Date	Oct 8, 2021
Property Address	51 E OAK ST, BASKING RIDGE, NJ 07920-1101
Document Number	0000060255
Book / Page	7390 / 2605
Instrument Date	Sep 1, 2021
Instrument	2021060255
Transaction Type	Transfer
Record Updated	Oct 21, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,238.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	49 WALNUT CIR, 49, BASKING RIDGE, NJ 07920-1022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 E OAK ST, BASKING RIDGE, NJ 07920-1101

Mortgage

Document Number	0000060256
Date	Oct 8, 2021
Instrument	2021060256

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Somerset County and Bernards Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bernards Township
Unified School District	Bernards Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$706,700 (+7.53%) Land $345,100 Building $361,600	$706,700 (+7.53%) Land $345,100 Building $361,600
2025	$11,094.00 (+3.47%)	$657,200 (+16.46%) Land $327,100 Building $330,100	$657,200 (+16.46%) Land $327,100 Building $330,100
2024	$10,722.00 (-3.16%)
2023		$564,300 Land $300,100 Building $264,200	$564,300 Land $300,100 Building $264,200
2022	$11,072.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Oct 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Xfinity.

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