Somerset County and Bernards Township property record for 50 E Oak St, Basking Ridge, NJ 07920
| Property Type | Single Family Home |
|---|---|
| Details | 1,586 sqft · built 1925 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $680,000 (Sep 2023) |
| Tax Bill | $11,892 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-01609-0000-00029 |
| Primary APN | 02-01609-0000-00029 |
|---|---|
| Alternative APN |
|
| Total Rooms | 6 Rooms |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,586 sqft Living Area |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 0200023000000035 |
|---|---|
| Street Address | 50 E OAK ST |
| City | BASKING RIDGE |
| State | NJ |
| Zip | 07920-1131 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7 |
| Legal Description | ADDITIONAL LOTS: 94 11 |
| Legal Block | 1609 |
| Legal Lot Number | 29 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | BERNARDS |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 52400 |
Source: Somerset County and Bernards Township records · APN 02-01609-0000-00029
Assessment roll updated July 7, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 50 E OAK ST, BASKING RIDGE, NJ 07920-1131 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 18, 2023 | Bargain and Sale Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC |
| Oct 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jun 22, 2018 | Deed of Trust, Mortgage · Line of Credit QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 18, 2023 · Amount on Record |
| Deed Sale | Sep 18, 2023 · Amount on Record |
| Prior Sale | Aug 12, 2002 · Amount on Record |
| Deed Document Number | 202324278 |
| Deed Book / Page | 7524 / 3796 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Sep 18, 2023 |
| Property Address | 50 E OAK ST, BASKING RIDGE, NJ 07920-1131 |
| Document Number | 0000024278 |
| Book / Page | 7524 / 3796 |
| Instrument Date | Sep 11, 2023 |
| Instrument | 2023024278 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2023 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,033.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 130 COURT ST #109109, 109109, MORRISTOWN, NJ |
| Name | Verified Name |
|---|---|
| Address | 50 E OAK ST, BASKING RIDGE, NJ 07920-1131 |
| Document Number | 0000024279 |
|---|---|
| Date | Sep 18, 2023 |
| Instrument | 2023024279 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 50 E OAK ST, BASKING RIDGE, NJ 07920-1131 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000050901 |
|---|---|
| Date | Oct 20, 2020 |
| Book Page | 7262/3025 |
| Instrument | 2020050901 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 50 E OAK ST, BASKING RIDGE, NJ 07920-1131 |
| Document Number | 0000023680 |
| Instrument Date | Jun 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 50 E OAK ST BASKING RIDGE NJ 079201131, BASKING RIDGE, NJ 07920-1131 |
| Document Number | 0000023680 |
|---|---|
| Date | Jun 28, 2018 |
| Book Page | 007052/002014 |
| Instrument | 23680 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 27, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Somerset County and Bernards Township records · Assessment roll updated July 7, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Bernards Township |
| Unified School District | Bernards Township School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $744,800 (+5.72%) Land $345,800 Building $399,000 | $744,800 (+5.72%) Land $345,800 Building $399,000 | |
| 2025 | $11,892.00 (+3.71%) | $704,500 (+24.65%) Land $327,800 Building $376,700 | $704,500 (+24.65%) Land $327,800 Building $376,700 |
| 2024 | $11,467.00 (+6.43%) | ||
| 2023 | $565,200 (+6.48%) Land $300,800 Building $264,400 | $565,200 (+6.48%) Land $300,800 Building $264,400 | |
| 2022 | $10,774.00 | $530,800 Land $300,800 Building $230,000 | $530,800 Land $300,800 Building $230,000 |
Source: FEMA National Flood Hazard Layer as of September 3, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (1996) |
| Most Recent Claim | Oct 1996 · Severe Storms And Flooding |
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 46 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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