100 Cowan Rdg, Covington, GA 30016 Property Records

Newton County property record for 100 Cowan Rdg, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,936 sqft · built 2018
Lot Size	0.6 acres (26,136 sqft)
Owner	Individual Name on Record
Last Sale	$257,000 (Nov 2019)
Tax Bill	$3,905 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Nov 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0029E-00000-009-000`

Property Details

APN / Parcel Number

Primary APN	`0029E-00000-009-000`
Alternative APNs	`0029E 009` `16824`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	2,936 sqft Heated Area
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Fiber Cement Siding
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	26,136 sqft (0.6 acres)
Garage Area	483 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	66 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	16824
Old Parcel Number	0029E 009
Street Address	100 COWAN RDG
City	COVINGTON
State	GA
Zip	30016-9164
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LT 9 COWAN RIDGE
Legal Subdivision	COWAN RIDGE
Legal Lot Number	9
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	1
Census Block	1000
Census Tract	100905

Owner

Source: Newton County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	100 COWAN RDG, COVINGTON, GA 30016-9164
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC
Nov 26, 2019	Deed of Trust, Mortgage · VA Mortgage SOUTHEAST MTG/GA
Dec 5, 2019	Grant Deed, Subdivision Related Transfer · VA Mortgage SOUTHEAST MTG/GA
Oct 15, 2019	Loan Modification, Mortgage · Line of Credit CADENCE BK NA
Aug 2, 2018	Trustee's Deed, Construction Loan · Construction Mortgage STATE BK&TR
May 4, 2017	Grant Deed, Construction Loan · Construction Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 2019 · Amount on Record
Deed Sale	Nov 26, 2019 · Amount on Record
Prior Sale	Apr 26, 2017 · Amount on Record
Deed Document Number	0000393183
Deed Book / Page	3931 / 83
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	100 COWAN RDG, COVINGTON, GA 30016-9164
Document Number	0040920647
Instrument Date	Oct 20, 2020
Transaction Type	Mortgage
Record Updated	Nov 24, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 COWAN RDG COVINGTON GA 300169164, COVINGTON, GA 30016-9164

Mortgage

Document Number	0040920647
Date	Nov 4, 2020
Book Page	004092/000647
Instrument	15898

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 3, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	100 COWAN RDG, COVINGTON, GA 30016-9164
Document Number	0039310087
Instrument Date	Nov 26, 2019
Transaction Type	Mortgage
Record Updated	Dec 20, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 COWAN RDG COVINGTON GA 300169164, COVINGTON, GA 30016-9164

Mortgage

Document Number	0039310087
Date	Dec 5, 2019
Book Page	003931/000087
Instrument	15950

Lender

Name	SOUTHEAST MTG/GA
Type	Mortgage Company
Address	DULUTH, GA 30096

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 4, 2049

December 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Dec 5, 2019
Property Address	100 COWAN RDG, COVINGTON, GA 30016-9164
Document Number	0039310083
Book / Page	003931 / 000083
Instrument Date	Nov 26, 2019
Instrument	15949
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$257.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 COWAN RD SE CONYERS GA 30094, CONYERS, GA 30094

Mortgage

Document Number	39310087
Date	Dec 5, 2019
Book Page	003931/000087
Instrument	15950

Lender

Name	SOUTHEAST MTG/GA
Type	Mortgage Company
Address	DULUTH, GA 30096

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 4, 2049

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	NEWTON GA
Property Address	100 COWAN RDG, COVINGTON, GA 30016-9164
Document Number	0039270386
Instrument Date	Oct 15, 2019
Transaction Type	Mortgage
Record Updated	Dec 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	750 CHASTAIN COR MARIETTA GA 300668518, MARIETTA, GA 30066-8518
Investor	Possibly a Property Investor

Mortgage

Document Number	0039270386
Date	Nov 26, 2019
Book Page	003927/000386
Instrument	15575

Lender

Name	CADENCE BK NA
Address	ATLANTA, GA 30326

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Nov 25, 2020

Interest

Rate Type	Adjustable Rate

August 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	NEWTON GA
Recording Date	Aug 2, 2018
Property Address	100 COWAN RDG, COVINGTON, GA 30016-9164
Document Number	0037310467
Book / Page	003731 / 000467
Instrument Date	Jul 24, 2018
Instrument	9457
Transaction Type	Construction Loan
Record Updated	Dec 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	750 CHASTAIN COR MARIETTA GA 300668518, MARIETTA, GA 30066-8518
Investor	Possibly a Property Investor

Mortgage

Document Number	37310467
Date	Aug 2, 2018
Book Page	003731/000467
Instrument	9457

Lender

Name	STATE BK&TR
Type	Bank
Address	ATLANTA, GA 30326

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 1, 2019

May 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	May 4, 2017
Property Address	100 COWAN RDG, COVINGTON, GA 30016-9164
Document Number	0035600161
Book / Page	003560 / 000161
Instrument Date	Apr 26, 2017
Instrument	4899
Transaction Type	Construction Loan
Record Updated	May 15, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$181.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	750 CHASTAIN COR MARIETTA GA 300668518, MARIETTA, GA 30066-8518
Investor	Possibly a Property Investor

Mortgage

Document Number	35600164
Date	May 4, 2017
Book Page	003560/000164
Instrument	4900

Lender

Name	BRANCH BK&TR
Type	Bank
Address	ATLANTA, GA 30363

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 3, 2018

Tax Assessment & Valuation

Source: Newton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,905.00 (+12.7%) Homeowner's exemption	$160,320 (+4.73%) Land $24,800 Building $135,520	$400,800 (+4.73%) Land $62,000 Building $338,800
2023		$153,080 Land $8,800 Building $144,280	$382,700 Land $22,000 Building $360,700
2022	$3,465.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 84% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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