8 Windover Pl, Palm Coast, FL 32164 Property Records

Flagler County property record for 8 Windover Pl, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,812 sqft · built 2020
Lot Size	0.257 acres (11,221 sqft)
Owner	2 Individual Names on File
Last Sale	$25,000 (May 2019)
Tax Bill	$3,780 (2025)
Deeds & Mortgages	Aug 2019 Construction Loan May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7018-00150-0110`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7018-00150-0110`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,812 sqft Heated Area
Gross Area	2,604 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,221 sqft (0.257 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	8 WINDOVER PL
City	PALM COAST
State	FL
Zip	32164-7610
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SECTION 18 BLOCK 00015 LOT 0011 SUBDIVISION COMPLETION YEAR 1980 OR 220 PG 641 OR 1655/1321-DC OR 2352/ 1505-ACM O
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	15
Legal Lot Number	11
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	1
Census Block	1007
Census Tract	60211

Owner

Source: Flagler County records, as of December 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	8 WINDOVER PL, PALM COAST, FL 32164-7610
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2019	Deed of Trust, Mortgage · Construction Mortgage AMERIS BANK
May 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Oct 8, 2020	Loan Modification, Mortgage · Line of Credit AMERIS BK
May 3, 2019	Warranty Deed, Transfer AGENT'S CHOICE TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2019 · Amount on File
Deed Sale	May 3, 2019 · Amount on File
Deed Document Number	2019015845
Deed Book / Page	2352 / 1506
Record Updated	Jun 8, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	8 WINDOVER PL, PALM COAST, FL 32164-7610
Transaction Type	Mortgage
Record Updated	Jul 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023790332
Date	Aug 26, 2019
Book Page	2379/0332
Instrument	2019031532

Lender

Name	AMERIS BANK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2025
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	6.25%
Index	1-Year LIBOR
Max Rate	9.25%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	8 WINDOVER PL, PALM COAST, FL 32164-7610
Transaction Type	Mortgage
Record Updated	Jul 12, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 WINDOVER PL, PALM COAST, FL 32164-7610

Mortgage

Document Number	0026831409
Date	May 4, 2022
Book Page	2683/1409
Instrument	2022023028

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Apr 1, 2052

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FLAGLER FL
Property Address	8 WINDOVER PL, PALM COAST, FL 32164-7610
Document Number	0024840983
Instrument Date	Oct 8, 2020
Transaction Type	Mortgage
Record Updated	Oct 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8 WINDOVER PL PALM COAST FL 321647610, PALM COAST, FL 32164-7610

Mortgage

Document Number	0024840983
Date	Oct 9, 2020
Book Page	002484/000983
Instrument	40932

Lender

Name	AMERIS BK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 8, 2050

Interest

Rate Type	Adjustable Rate
Rate	5%

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	May 3, 2019
Property Address	8 WINDOVER PL, PALM COAST, FL 32164-7610
Document Number	0023521506
Book / Page	002352 / 001506
Instrument Date	Apr 29, 2019
Instrument	15845
Transaction Type	Transfer
Record Updated	May 14, 2019
Title Company	AGENT'S CHOICE TITLE LLC

Transaction

Amount	Amount on Record
Tax	$175.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	156 KINGSBERRY DR #A ROCHESTER NY 146262215, A, ROCHESTER, NY 14626-2215

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,780.00 (+7.72%) Homeowner's exemption	$251,178 (+8.19%)	$306,093 (+4.84%) Land $51,000 Building $255,093
2023	$3,509.00 (+0.95%) Homeowner's exemption	$232,155 (+3%)	$291,967 (+0.85%) Land $42,000 Building $249,967
2022	$3,476.00 Homeowner's exemption	$225,394	$289,494 Land $47,500 Building $241,994

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 62 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	62 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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