10 Windover Pl, Palm Coast, FL 32164 Property Records

Flagler County property record for 10 Windover Pl, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,130 sqft · built 2023
Lot Size	0.285 acres (12,458 sqft)
Owner	Individual Name on File
Last Sale	$498,040 (May 2023)
Tax Bill	$4,983 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Dec 2021 Sale + 5 more
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7018-00150-0120`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7018-00150-0120`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,130 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,458 sqft (0.285 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	10 WINDOVER PL
City	PALM COAST
State	FL
Zip	32164-7610
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SECTION 18 BLOCK 00015 LOT 0012 SUBDIVISION COMPLETION YEAR 1980 OR 185PG 324 OR 1046 PG 1503-DC OR 1046 PG 1504 O
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	15
Legal Lot Number	12
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	1
Census Block	1007
Census Tract	60211

Owner

10 Windover Pl is owned and occupied by an individual who bought it in May 2023.

Source: Flagler County records, as of December 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	2 Co-owners on File
Mailing Address	10 WINDOVER PL, PALM COAST, FL 32164-7610
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2023	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage RMC HOME MORTGAGE LLC
Dec 16, 2021	Special Warranty Deed, Transfer STEEL CITY TITLE INC, STEEL CITY TITLE
Jul 9, 2021	Special Warranty Deed, Transfer STEEL CITY TITLE INC, STEEL CITY TITLE
Apr 30, 2021	Warranty Deed, Transfer AMERICAS CHOICE TITLE COMPANY, AMERICAS CHOICE TITLE CO
Mar 24, 2021	Warranty Deed, Transfer AMERICAS CHOICE TITLE COMPANY, AMERICAS CHOICE TITLE CO
Jun 15, 2020	Warranty Deed, Transfer AMERICAS CHOICE TITLE COMPANY, AMERICAS CHOICE TITLE CO
Apr 11, 2018	Warranty Deed, Transfer SUNCOAST TITLE COMPANY

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	May 5, 2023 · Amount on File
Deed Sale	May 5, 2023 · Amount on File
Prior Sale	Dec 16, 2021 · Amount on File
Deed Document Number	2023019423
Deed Book / Page	2778 / 798
Record Updated	Jun 8, 2026

May 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	May 5, 2023
Property Address	10 WINDOVER PL, PALM COAST, FL 32164-7610
Document Number	0027780798
Book / Page	2778 / 798
Map Reference	MB 7 PG 19-24
Instrument Date	Apr 25, 2023
Instrument	2023019423
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 13, 2024
Title Company	STEEL CITY TITLE INC, STEEL CITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,486.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5220 SHAD RD STE 202, 202, JACKSONVILLE, FL 32257-2008

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10 WINDOVER PL, PALM COAST, FL 32164-7610

Mortgage

Document Number	0002778799
Date	May 5, 2023
Instrument	2778/799

Lender

Name	RMC HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2053

December 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Dec 16, 2021
Property Address	10 WINDOVER PL, PALM COAST, FL 32164-7610
Document Number	0026380546
Book / Page	2638 / 546
Map Reference	MB 7 PG 19-24
Instrument Date	Dec 8, 2021
Instrument	2021068350
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	STEEL CITY TITLE INC, STEEL CITY TITLE

Transaction

Amount	Amount on Record
Tax	$452.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	145 W 2ND ST, 145, ELMHURST, IL 60126-2808

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5220 SHAD RD STE 202, 202, JACKSONVILLE, FL 32257-2008
Investor	Possibly a Property Investor

July 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jul 9, 2021
Property Address	10 WINDOVER PL, PALM COAST, FL 32164-7610
Document Number	0025820389
Book / Page	2582 / 389
Map Reference	MB 7 PG 19-24
Instrument Date	Jul 2, 2021
Instrument	2021037470
Transaction Type	Transfer
Record Updated	Nov 9, 2021
Title Company	STEEL CITY TITLE INC, STEEL CITY TITLE

Transaction

Amount	Amount on Record
Tax	$840.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	32 PRATTWOOD LN, 32, PALM COAST, FL 32164-4747

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59265 PATRIMONIO LOOP, WINDERMERE, FL 34786

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Apr 30, 2021
Property Address	10 WINDOVER PL, PALM COAST, FL 32164-7610
Document Number	0025570622
Book / Page	2557 / 622
Map Reference	MB 31 PG 90-92
Instrument Date	Apr 28, 2021
Instrument	2021023799
Transaction Type	Transfer
Record Updated	Nov 9, 2021
Title Company	AMERICAS CHOICE TITLE COMPANY, AMERICAS CHOICE TITLE CO

Transaction

Amount	Amount on Record
Tax	$1,106.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	55 RIVERVIEW BND S # S2022, 55, PALM COAST, FL 32137-6579

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 BLUE HERON LN, PALM COAST, FL 32137-3334

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Mar 24, 2021
Property Address	10 WINDOVER PL, PALM COAST, FL 32164-7610
Document Number	0025420856
Book / Page	2542 / 856
Map Reference	MB 7 PG 19-24
Instrument Date	Mar 11, 2021
Instrument	2021015712
Transaction Type	Transfer
Record Updated	Nov 9, 2021
Title Company	AMERICAS CHOICE TITLE COMPANY, AMERICAS CHOICE TITLE CO

Transaction

Amount	Amount on Record
Tax	$322.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2960 W 8TH ST, 2960, BROOKLYN, NY 11224-3211

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 PRATTWOOD LN, PALM COAST, FL 32164-4747
Investor	Possibly a Property Investor

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jun 15, 2020
Property Address	10 WINDOVER PL, PALM COAST, FL 32164-7610
Document Number	0024490975
Book / Page	002449 / 000975
Instrument Date	Jun 3, 2020
Instrument	21983
Transaction Type	Transfer
Record Updated	Aug 3, 2020
Title Company	AMERICAS CHOICE TITLE COMPANY, AMERICAS CHOICE TITLE CO

Transaction

Amount	Amount on Record
Tax	$175.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2960 W 8TH ST #5H BROOKLYN NY 112243226, 5H, BROOKLYN, NY 11224-3226

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Apr 11, 2018
Property Address	10 WINDOVER PL, PALM COAST, FL 32164-7610
Document Number	0022711087
Book / Page	002271 / 001087
Instrument Date	Apr 6, 2018
Instrument	13140
Transaction Type	Transfer
Record Updated	Apr 26, 2018
Title Company	SUNCOAST TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$105.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	16 SANDPIPER CT PALM COAST FL 321374518, PALM COAST, FL 32137-4518

Tax Assessment & Valuation

The 2025 property tax bill for 10 Windover Pl was $4,983 with a homeowner's exemption.

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,983.00 Homeowner's exemption	$317,347	$439,647 Land $51,500 Building $388,147
2023	$787.00 (-13.8%)	$42,500 (-11.46%) Land $42,500	$42,500 (-11.46%) Land $42,500
2022	$913.00	$48,000 Land $48,000	$48,000 Land $48,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 10 Windover Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 62 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	62 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Windover Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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