7 Windover Pl, Palm Coast, FL 32164 Property Records

Flagler County property record for 7 Windover Pl, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,938 sqft · built 2003
Lot Size	0.231 acres (10,062 sqft)
Owner	2 Individual Names on File
Last Sale	$335,500 (Dec 2025)
Tax Bill	$4,398 (2025)
Deeds & Mortgages	Aug 2024 Second Mortgage Jul 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7018-00160-0030`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7018-00160-0030`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,938 sqft Living Area
Gross Area	2,793 sqft
1st Floor Area	1,938 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2010
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,062 sqft (0.231 acres)
Driveway	Concrete Driveway
Driveway Area	833 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7 WINDOVER PL
City	PALM COAST
State	FL
Zip	32164-7610
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SECTION 18 BLOCK 00016 LOT 0003 SUBDIVISION COMPLETION YEAR 1980 OR 218 PG 751 OR 392 PG 645 OR 426 PG 997 OR 894 PG 1803 OR 901 PG 739 OR 935 PG 1493-KANE TRUST OR 1478 PG 1479-1480-DC & ACM OR 1469/1486 OR 1702/1160-DC OR 1702/1193-SA-CA
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	16
Legal Lot Number	3
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	1
Census Block	1007
Census Tract	60211

Owner

7 Windover Pl is owned and occupied by two individuals who bought it in December 2025.

Source: Flagler County records, as of December 16, 2025

Owner of Record	2 Individual Names on File
Mailing Address	7 WINDOVER PL, PALM COAST, FL 32164-7610
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPACE COAST CU
Jul 2, 2024	Deed of Trust, Mortgage · Commercial Mortgage SPACE COAST CU
Dec 3, 2025	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Mar 11, 2024	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
Aug 31, 2023	Warranty Deed, Transfer AAA TITLE AGENCY AND ESCROW SERVICES I, AAA TTL AGCY & ESCROW SVCS I
Jun 27, 2023	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2025 · Amount on File
Deed Sale	Dec 3, 2025 · Amount on File
Prior Sale	Mar 11, 2024 · Amount on File
Deed Document Number	202548472
Deed Book / Page	3010 / 163
Prior Transfer Date	Apr 25, 2003
Prior Transfer Doc	0935001493
Record Updated	Oct 29, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	7 WINDOVER PL, PALM COAST, FL 32164-7610
Transaction Type	Mortgage
Record Updated	Dec 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0028911981
Date	Aug 7, 2024
Book Page	2891/1981
Instrument	2024033788

Lender

Name	SPACE COAST CU
Type	Credit Union
Address	MELBOURNE, FL 32940

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	238 Months
Due	Jun 25, 2044

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	7 WINDOVER PL, PALM COAST, FL 32164-7610
Transaction Type	Mortgage
Record Updated	Dec 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 WINDOVER PL, PALM COAST, FL 32164-7610

Mortgage

Document Number	0028811131
Date	Jul 2, 2024
Book Page	2881/1131
Instrument	2024027734

Lender

Name	SPACE COAST CU
Type	Credit Union
Address	MELBOURNE, FL 32940

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	239 Months
Due	Jun 25, 2044

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Dec 3, 2025
Property Address	7 WINDOVER PL, PALM COAST, FL 32164-7610
Document Number	0030100163
Book / Page	3010 / 163
Map Reference	MB 7 PG 19-24
Instrument Date	Nov 18, 2025
Instrument	2025048472
Transaction Type	Transfer
Record Updated	Dec 24, 2025
Title Company	VETERANS TITLE INC, VETERANS TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,348.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6740 SHADOW CREEK TRL # TRL5410, TRL5410, MELBOURNE, FL 32940-6252

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 WINDOVER PL, PALM COAST, FL 32164-7610

Mortgage

Document Number	0003010165
Date	Dec 3, 2025
Instrument	3010/165

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Mar 11, 2024
Property Address	7 WINDOVER PL, PALM COAST, FL 32164-7610
Document Number	0028511380
Book / Page	2851 / 1380
Map Reference	MB 7 PG 19-24
Instrument Date	Feb 28, 2024
Instrument	2024009539
Transaction Type	Transfer
Record Updated	Apr 2, 2024
Title Company	OLDE FL TITLE LLC, OLDE FLORIDA TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9 WINDOVER PL, PALM COAST, FL 32164-7610

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 WINDOVER PL, PALM COAST, FL 32164-7610

Mortgage

Document Number	0028511382
Date	Mar 11, 2024
Instrument	2851/1382

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2054

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Aug 31, 2023
Property Address	7 WINDOVER PL, PALM COAST, FL 32164-7610
Document Number	0028081620
Book / Page	2808 / 1620
Map Reference	MB 7 PG 19-24
Instrument Date	Aug 25, 2023
Instrument	2023038190
Transaction Type	Transfer
Record Updated	Sep 18, 2023
Title Company	AAA TITLE AGENCY AND ESCROW SERVICES I, AAA TTL AGCY & ESCROW SVCS I

Transaction

Amount	Amount on Record
Tax	$1,837.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	116 GRANDVIEW AVE, WALLINGFORD, CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 WINDOVER PL, PALM COAST, FL 32164-7610

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FLAGLER FL
Recording Date	Jun 27, 2023
Property Address	7 WINDOVER PL, PALM COAST, FL 32164-7610
Document Number	0027920359
Book / Page	2792 / 359
Map Reference	MB 7 PG 19-24
Instrument Date	Jun 6, 2023
Instrument	2023027693
Transaction Type	Transfer
Record Updated	Jul 26, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7 WINDOVER PL, PALM COAST, FL 32164-7610

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 GRANDVIEW AVE, WALLINGFORD, CT 06492-5109

Tax Assessment & Valuation

The 2025 property tax bill for 7 Windover Pl was $4,398, down 14.9% from the year before.

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,398.00 (-14.93%)	$285,163 Land $51,500 Building $233,663	$285,163 Land $51,500 Building $233,663
2024	$5,170.00 (+202.16%)
2023	$1,711.00 (-3.06%) Homeowner's exemption Widower's exemption	$140,086 (+3%)	$263,871 (-0.5%) Land $42,500 Building $221,371
2022	$1,765.00 Homeowner's exemption Widower's exemption	$136,005	$265,184 Land $48,000 Building $217,184

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7 Windover Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 62 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	62 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Windover Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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