8 Vernon St, Saco, ME 04072 Property Records

York County and Saco City property record for 8 Vernon St, Saco, ME 04072

Property Summary

Property Type	Duplex
Details	2 bd · 2.5 ba · 2,174 sqft · built 1850
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$380,000 (Sep 2020)
Tax Bill	$5,027 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M0260R`

Property Details

APN / Parcel Number

Primary APN	`M0260R`
Alternative APNs	`SACO M:039 L:028 U:000-000` `M:039 L:028 U:000=000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,174 sqft Living Area
Gross Area	4,588 sqft
1st Floor Area	988 sqft
Attic	Attic
Attic Area	748 sqft
Basement Area	988 sqft
Unfinished Basement	988 sqft

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,227 sqft (0.12 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	M0260R
Street Address	8 VERNON ST
City	SACO
State	ME
Zip	04072-2723
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	HDR
Legal Lot Number	28
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	3
Census Block	3003
Census Tract	5301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Saco Historic District listed 1998 · 184 contributing resources · NRIS 98000594

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: York County and Saco City records, as of May 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	8 VERNON ST, SACO, ME 04072-2723
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage CMG MORTGAGE INC
Oct 19, 2018	Deed of Trust, Mortgage SACO VLY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2020 · Amount on Record
Deed Sale	Sep 24, 2020 · Amount on Record
Deed Document Number	202047274
Deed Book / Page	18388 / 530
Record Updated	Sep 20, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SACO ME
Recording Date	Sep 24, 2020
Property Address	8 VERNON ST, SACO, ME 04072-2723
Document Number	0183880530
Book / Page	18388 / 530
Instrument Date	Sep 21, 2020
Instrument	2020047274
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	150 SPRING ST APT 17, 17, PORTLAND, ME 04101-3847

Mortgage

Document Number	2020047275
Date	Sep 24, 2020
Instrument	2020047275

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	8 VERNON ST, SACO, ME 04072-2723
Document Number	0178290600
Instrument Date	Oct 19, 2018
Transaction Type	Mortgage
Record Updated	Nov 30, 2018
Title Company	INGRAHAM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 VERNON ST SACO ME 040722723, SACO, ME 04072-2723

Mortgage

Document Number	0178290600
Date	Oct 24, 2018
Book Page	017829/000600
Instrument	45068

Lender

Name	SACO VLY CU
Type	Credit Union
Address	SACO, ME 04072

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Oct 23, 2028

Tax Assessment & Valuation

Source: York County and Saco City assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,027.00 (+2.26%)	$354,000 (+1.17%) Land $92,500 Building $261,500
2024	$4,916.00 (+13.64%)	$349,900 (+48.26%) Land $92,500 Building $257,400
2022	$4,326.00	$236,000 Land $70,500 Building $165,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GoNetspeed.

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