22 Vernon St, Saco, ME 04072 Property Records

York County and Saco City property record for 22 Vernon St, Saco, ME 04072

Property Summary

Property Type	Triplex
Details	6 bd · 3.5 ba · 3,098 sqft · built 1900
Lot Size	0.27 acres (11,761 sqft)
Owner	Company Name on File
Tax Bill	$6,729 (2025)
Deeds & Mortgages	Apr 2026 Transfer Sep 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`F1914R`

Property Details

APN / Parcel Number

Primary APN	`F1914R`
Alternative APNs	`SACO M:039 L:031 U:000-000` `M:039 L:031 U:000=000`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Units	3 Units
Stories	2 Stories
Building Area	3,098 sqft Living Area
Gross Area	6,715 sqft
1st Floor Area	1,548 sqft
Attic	Attic
Attic Area	1,512 sqft
Basement Area	1,512 sqft
Unfinished Basement	1,512 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,761 sqft (0.27 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	F1914R
Street Address	22 VERNON ST
City	SACO
State	ME
Zip	04072-2649
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	HDR
Legal Lot Number	31
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	3
Census Block	3003
Census Tract	5301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Saco Historic District listed 1998 · 184 contributing resources · NRIS 98000594

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

22 Vernon St, a triplex, is owned by a company that acquired it in April 2026.

Source: York County and Saco City records, as of July 30, 2026

Owner of Record	Company Name on File
Mailing Address	18 WENDY WAY, SACO, ME 04072-9734
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Quit Claim Deed, Transfer Quitclaim
Sep 29, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance SACO & BIDDEFORD SAVINGS

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 17, 2026
Transfer Doc	0198930912
Record Updated	Sep 20, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACO ME
Recording Date	Apr 30, 2026
Property Address	22 VERNON ST, SACO, ME 04072-2649
Document Number	0198930912
Book / Page	19893 / 912
Instrument Date	Apr 17, 2026
Instrument	202614428
Transaction Type	Transfer
Record Updated	Aug 28, 2026

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 WENDY WAY, SACO, ME 04072-9734

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	22 VERNON ST, SACO, ME 04072-2649
Transaction Type	Mortgage
Record Updated	Nov 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0183950493
Date	Sep 29, 2020
Book Page	18395/493
Instrument	2020048533

Lender

Name	SACO & BIDDEFORD SAVINGS
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 22 Vernon St was $6,729, up 4.4% from the year before.

Source: York County and Saco City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,729.00 (+4.36%)	$473,900 (+3.27%) Land $105,300 Building $368,600
2024	$6,448.00	$458,900 Land $105,300 Building $353,600
2022	$6,027.00	$328,800 Land $80,200 Building $248,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 22 Vernon St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 Vernon St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GoNetspeed.

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