19 Vernon St, Saco, ME 04072 Property Records

York County and Saco City property record for 19 Vernon St, Saco, ME 04072

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 1,638 sqft · built 1900
Lot Size	0.07 acres (3,049 sqft)
Owner	2 Individual Names on File
Last Sale	$393,800 (May 2021)
Tax Bill	$3,959 (2025)
Deeds & Mortgages	Oct 2017 Mortgage May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A1010R`

Property Details

APN / Parcel Number

Primary APN	`A1010R`
Alternative APNs	`SACO M:039 L:018 U:000-000` `M:039 L:018 U:000=000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,638 sqft Living Area
Gross Area	3,252 sqft
1st Floor Area	1,006 sqft
Basement Area	958 sqft
Unfinished Basement	958 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,049 sqft (0.07 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	A1010R
Street Address	19 VERNON ST
City	SACO
State	ME
Zip	04072-2722
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	HDR
Legal Lot Number	18
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	3
Census Block	3004
Census Tract	5301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Saco Historic District listed 1998 · 184 contributing resources · NRIS 98000594

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

19 Vernon St, a duplex, is owned and occupied by two individuals who bought it in May 2021.

Source: York County and Saco City records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	19 VERNON ST, SACO, ME 04072-2722
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2017	Deed of Trust, Mortgage BANGOR SAVINGS BANK
May 7, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage CPORT CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2021 · Amount on File
Deed Sale	May 7, 2021 · Amount on File
Prior Sale	Nov 15, 2016 · Amount on File
Deed Document Number	202126283
Deed Book / Page	18656 / 648
Transfer Doc	0170350074
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	19 VERNON ST, SACO, ME 04072-2722
Transaction Type	Mortgage
Record Updated	Nov 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0175770120
Date	Oct 6, 2017
Book Page	17577/0120
Instrument	2017042899

Lender

Name	BANGOR SAVINGS BANK

Agreement

Amount	Amount on Record

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SACO ME
Recording Date	May 7, 2021
Property Address	19 VERNON ST, SACO, ME 04072-2722
Document Number	0186560648
Book / Page	18656 / 648
Instrument Date	May 5, 2021
Instrument	2021026283
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	20 CUTTS AVE # UT, UT, SACO, ME 04072-2725

Mortgage

Document Number	2021026284
Date	May 7, 2021
Instrument	2021026284

Lender

Name	CPORT CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 19 Vernon St was $3,959, down 1.8% from the year before.

Source: York County and Saco City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,959.00 (-1.81%)	$278,800 (-2.86%) Land $85,700 Building $193,100
2024	$4,032.00	$287,000 Land $85,700 Building $201,300
2022	$3,754.00	$204,800 Land $65,300 Building $139,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 19 Vernon St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19 Vernon St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GoNetspeed.

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