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8 Undershire Path, Palm Coast, FL 32164 Property Records

Flagler County property record for 8 Undershire Path, Palm Coast, FL 32164

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,756 sqft · built 2020
Lot Size0.229 acres (10,001 sqft)
OwnerIndividual Name on File
Last Sale$225,200 (Mar 2020)
Tax Bill$3,290 (2025)
Deeds & MortgagesOct 2023 Mortgage
Jan 2023 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN07-11-31-7057-00320-0040

Property Details

APN / Parcel Number

Primary APN07-11-31-7057-00320-0040

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,756 sqft Heated Area
Gross Area2,411 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,001 sqft (0.229 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address8 UNDERSHIRE PATH
CityPALM COAST
StateFL
Zip32164-5724
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPALM COAST SEC 57 BLK 32 LOT 4 OR 199 PG 566 OR 902 PG 965 OR 2338/706 OR 2338/946 OR 2426/558
Legal Range31E
Legal Township11S
Legal Section07
Legal SubdivisionPALM COAST
Legal Block32
Legal Lot Number4
JurisdictionFLAGLER FL
Township / Civil DivisionBUNNELL
Census Block Group1
Census Block1010
Census Tract60208

Owner

Source: Flagler County records · APN 07-11-31-7057-00320-0040

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address8 UNDERSHIRE PATH, PALM COAST, FL 32164-5724
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 02, 2023Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Jan 27, 2023Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Mar 09, 2020Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage
FBC MORTGAGE LLC
Jul 23, 2019Loan Modification, Mortgage · Line of Credit
TEXAS CAP BK
Mar 01, 2019Warranty Deed, Transfer
OTHER
Feb 28, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 09, 2020 · Amount on Record
Deed SaleMar 09, 2020 · Amount on Record
Prior SaleMar 01, 2019 · Amount on Record
Deed Document Number2020009569
Deed Book / Page2426 / 558
Record UpdatedJun 08, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address8 UNDERSHIRE PATH, PALM COAST, FL 32164-5724
Transaction TypeMortgage
Record UpdatedOct 17, 2023
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name
Address8 UNDERSHIRE PATH, PALM COAST, FL 32164-5724

Mortgage

Document Number0028160947
DateOct 02, 2023
Book Page2816/947
Instrument2023042945
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressCORAOPOLIS, PA 15108
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term318 Months
DueApr 01, 2050

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address8 UNDERSHIRE PATH, PALM COAST, FL 32164-5724
Transaction TypeMortgage
Record UpdatedFeb 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address8 UNDERSHIRE PATH, PALM COAST, FL 32164-5724

Mortgage

Document Number0027530818
DateJan 27, 2023
Book Page2753/818
Instrument2023003648
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressDENVER, CO 80249
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term327 Months
DueApr 01, 2050

March 2020: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionFLAGLER FL
Recording DateMar 09, 2020
Property Address8 UNDERSHIRE PATH, PALM COAST, FL 32164-5724
Document Number0024260558
Book / Page2426 / 558
Map ReferenceMB 17 PG 12-28
Instrument DateMar 02, 2020
Instrument2020009569
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 12, 2022
Title CompanySOUTHERN TITLE HLDG CO LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,576.40
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3000 GULF BREEZE PKWY, 3000, GULF BREEZE, FL 32563-5623

Transferred To (Grantee/Buyer)

NameVerified Name
Address8 UNDERSHIRE PATH, PALM COAST, FL 32164-5724

Mortgage

Document Number0024260560
DateMar 09, 2020
Instrument2426/0560
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2050

July 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionFLAGLER FL
Recording DateJul 23, 2019
Property Address8 UNDERSHIRE PATH, PALM COAST, FL 32164-5724
Document Number0023710193
Book / Page002371 / 000193
Instrument DateJul 19, 2019
Instrument26877
Transaction TypeMortgage
Record UpdatedAug 08, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3000 GULF BREEZE PKWY GULF BREEZE FL 325635623, GULF BREEZE, FL 32563-5623

Mortgage

Document Number23710193
DateJul 23, 2019
Book Page002371/000193
Instrument26877
Lender
NameTEXAS CAP BK
TypeBank
Address2350 LAKESIDE BLVD # 800, RICHARDSON, TX 75082-4340
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateMar 01, 2019
Property Address8 UNDERSHIRE PATH, PALM COAST, FL 32164-5724
Document Number0023380946
Book / Page002338 / 000946
Instrument DateFeb 28, 2019
Instrument7143
Transaction TypeTransfer
Record UpdatedMar 18, 2019
Title CompanyOTHER

Transaction

AmountAmount Recorded
Tax$147.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3000 GULF BREEZE PKWY GULF BREEZE FL 325635623, GULF BREEZE, FL 32563-5623
InvestorPossibly a Property Investor

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateFeb 28, 2019
Property Address8 UNDERSHIRE PATH, PALM COAST, FL 32164-5724
Document Number0023380706
Book / Page002338 / 000706
Instrument DateFeb 28, 2019
Instrument7051
Transaction TypeTransfer
Record UpdatedMar 13, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$119.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 351144 PALM COAST FL 321351144, PALM COAST, FL 32135-1144

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
MunicipalityPalm Coast City
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,290.00 (+5.21%) Homeowner's exemption$224,176 (+5.99%)$267,771 (-1.38%) Land $52,000 Building $215,771
2023$3,127.00 (+1.07%) Homeowner's exemption$211,513 (+3%)$271,520 (+2.35%) Land $44,500 Building $227,020
2022$3,094.00 Homeowner's exemption$205,352$265,282 Land $45,500 Building $219,782

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120350602081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 35 policies
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies35 in force
Nearby Flood Claims6 (2009–2023)
Claims Outside the SFHA6 of 6
Most Recent ClaimOct 2023 · rainfall accumulation
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims
  • Severe Storms, Flooding, Tornadoes, And Straight-line Winds, May 2009 · 2 claims

Wildfire

Wildfire RiskModerate
above 56% of the US · lower than 72% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 189 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber		5,120 / 5,120
Spectrum
Cable		1,000 / 1,000
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemCITY OF PALM COAST UTILITY
private · serves 112,324 people
Water SourceGroundwater
Last State InspectionDec 2024
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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