Flagler County property record for 18 Undershire Path, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 3,915 sqft · built 2006 |
| Lot Size | 0.287 acres (12,502 sqft) |
| Owner | Individual Name on File |
| Last Sale | $349,950 (Aug 2020) |
| Tax Bill | $8,472 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Aug 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7057-00320-0010 |
| Primary APN | 07-11-31-7057-00320-0010 |
|---|
| Full Baths | 5 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,915 sqft Heated Area |
| Gross Area | 4,539 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,502 sqft (0.287 acres) |
| Driveway | Driveway |
| Driveway Area | 572 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 18 UNDERSHIRE PATH |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-5724 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SEC 57 BLK 32 LOT 1 OR 308 PG 438 OR 895 PG 99-101 DC & ACM OR 1212/1457 OR 1409/1669 OR 2027/934 OR 2031/742 OR 2 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 32 |
| Legal Lot Number | 1 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 60208 |
Source: Flagler County records · APN 07-11-31-7057-00320-0010
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 18 UNDERSHIRE PATH, PALM COAST, FL 32164-5724 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 02, 2021 | Deed of Trust, Mortgage · FHA Mortgage HOME MORTGAGE ALLIANCE CORP |
| Aug 27, 2020 | Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 27, 2020 · Amount on Record |
| Deed Sale | Aug 27, 2020 · Amount on Record |
| Prior Sale | Mar 18, 2015 · Amount on Record |
| Deed Document Number | 2020033788 |
| Deed Book / Page | 2471 / 805 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 18 UNDERSHIRE PATH, PALM COAST, FL 32164-5724 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|
| Document Number | 0026231657 |
|---|---|
| Date | Nov 02, 2021 |
| Book Page | 2623/1657 |
| Instrument | 2021060550 |
| Name | HOME MORTGAGE ALLIANCE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92707 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Aug 27, 2020 |
| Property Address | 18 UNDERSHIRE PATH, PALM COAST, FL 32164-5724 |
| Document Number | 0024710805 |
| Book / Page | 2471 / 805 |
| Map Reference | MB 17 PG 12-28 |
| Instrument Date | Aug 24, 2020 |
| Instrument | 2020033788 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | SUNCOAST TITLE INS AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,449.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 529 PELICAN BAY DR, 529, DAYTONA BEACH, FL 32119-8323 |
| Name | Verified Name |
|---|---|
| Address | 18 UNDERSHIRE PATH, PALM COAST, FL 32164-5724 |
| Document Number | 0002471806 |
|---|---|
| Date | Aug 27, 2020 |
| Instrument | 2471/806 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,472.00 (+0.91%) | $466,169 (-3.96%) Land $52,000 Building $414,169 | $466,169 (-3.96%) Land $52,000 Building $414,169 |
| 2023 | $8,396.00 (+5.33%) | $485,398 (+4.39%) Land $44,500 Building $440,898 | $485,398 (+4.39%) Land $44,500 Building $440,898 |
| 2022 | $7,971.00 | $464,986 Land $45,500 Building $419,486 | $464,986 Land $45,500 Building $419,486 |
Source: FEMA National Flood Hazard Layer as of March 5, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 35 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 6 (2009–2023) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Oct 2023 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Moderate above 56% of the US · lower than 72% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 189 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures