Flagler County property record for 3 Undershire Path, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,566 sqft · built 2015 |
| Lot Size | 0.448 acres (19,515 sqft) |
| Owner | Individual Name on File |
| Last Sale | $251,000 (Jul 2015) |
| Tax Bill | $2,056 (2025) |
| Deeds & Mortgages | Feb 2023 Second Mortgage Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7057-00310-0070 |
| Primary APN | 07-11-31-7057-00310-0070 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,566 sqft Living Area |
| Gross Area | 3,603 sqft |
| 1st Floor Area | 2,566 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 19,515 sqft (0.448 acres) |
| Driveway | Concrete Driveway |
| Driveway Area | 1,484 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3 UNDERSHIRE PATH |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-5733 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SEC 57 BLK 31 LOT 7 OR 553 PG 1539 OR 730 PG 1 OR 762 PG 1125 OR 1052 PG 251 OR 1890/983 OR 2041/1886 OR 2077/1075 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 31 |
| Legal Lot Number | 7 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 60208 |
Source: Flagler County records · APN 07-11-31-7057-00310-0070
Assessment roll updated December 8, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3 UNDERSHIRE PATH, PALM COAST, FL 32164-5733 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 13, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CITY OF PALM COAST |
| Oct 19, 2020 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Dec 06, 2016 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 30, 2015 · Amount on Record |
| Deed Sale | Jul 30, 2015 · Amount on Record |
| Prior Sale | Sep 04, 2012 · Amount on Record |
| Deed Document Number | 201523088 |
| Deed Book / Page | 2077 / 1075 |
| Prior Transfer Date | Dec 24, 2014 |
| Prior Transfer Doc | 0000039489 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 3 UNDERSHIRE PATH, PALM COAST, FL 32164-5733 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0027560096 |
|---|---|
| Date | Feb 13, 2023 |
| Book Page | 2756/96 |
| Instrument | 2023005483 |
| Name | CITY OF PALM COAST |
|---|---|
| Type | Government Agency |
| Address | PALM COAST, FL 32164 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 3 UNDERSHIRE PATH, PALM COAST, FL 32164-5733 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3 UNDERSHIRE PATH, PALM COAST, FL 32164-5733 |
| Document Number | 0024861208 |
|---|---|
| Date | Oct 19, 2020 |
| Book Page | 2486/1208 |
| Instrument | 2020042200 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 3 UNDERSHIRE PATH, PALM COAST, FL 32164-5733 |
| Document Number | 0021781258 |
| Book / Page | 002178 / 001258 |
| Instrument Date | Dec 06, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2017 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Address | 3 UNDERSHIRE PATH PALM COAST FL 321645733, PALM COAST, FL 32164-5733 |
| Document Number | 0021781258 |
|---|---|
| Date | Jan 03, 2017 |
| Book Page | 002178/001258 |
| Instrument | 29 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 02, 2047 |
Source: Flagler County records · Assessment roll updated December 8, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,056.00 (-12.06%) Homeowner's exemption Veteran's exemption | $236,721 (+5.99%) | $347,505 (-2.14%) Land $55,125 Building $292,380 |
| 2024 | $2,338.00 (-20.15%) | ||
| 2023 | $2,928.00 (-11.62%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $223,348 (+3%) | $355,116 (+2.42%) Land $47,250 Building $307,866 |
| 2022 | $3,313.00 Homeowner's exemption | $216,843 | $346,718 Land $48,300 Building $298,418 |
Source: FEMA National Flood Hazard Layer as of March 5, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 35 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 6 (2009–2023) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Oct 2023 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Moderate above 56% of the US · lower than 72% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 189 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures