8 Terry Ave, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 8 Terry Ave, Schenectady, NY 12303

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,598 sqft · built 1989
Lot Size	0.369 acres (16,088 sqft)
Owner	2 Individual Names on Record
Last Sale	$110,000 (Jun 2022)
Tax Bill	$7,466 (2026)
Deeds & Mortgages	Nov 2023 Line of Credit Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`013089 15.14-2-61`

Property Details

APN / Parcel Number

Primary APN	`013089 15.14-2-61`
Alternative APNs	`308901501400020610000000` `01501400020610000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,598 sqft Living Area
1st Floor Area	922 sqft
2nd Floor Area	676 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	16,088 sqft (0.369 acres)
Lot Dimensions	138 ft deep x 116 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	544 sqft
Porch	Slab
Porch Area	184 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01501400020610000000
Street Address	8 TERRY AVE
City	SCHENECTADY
State	NY
Zip	12303-4812
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	LOT 5 BOSSI ESTS
Legal Block	2
Legal Lot Number	61.000
Jurisdiction	ALBANY NY
Township / Civil Division	GUILDERLAND
Census Block Group	2
Census Block	2010
Census Tract	14606

Owner

Source: Albany County and Guilderland Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8 TERRY AVE, SCHENECTADY, NY 12303-4812
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2023	Deed of Trust, Mortgage · Line of Credit BROADVIEW FCU
Dec 19, 2018	Deed with Mortgage, Transfer HOMESTEAD FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2022 · Amount on Record
Deed Sale	Jun 21, 2022 · Amount on Record
Deed Document Number	202215148
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	8 TERRY AVE, SCHENECTADY, NY 12303-4812
Transaction Type	Mortgage
Record Updated	Dec 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 TERRY AVE, SCHENECTADY, NY 12303-4812

Mortgage

Document Number	0000000312
Date	Nov 13, 2023
Instrument	R2023-20312

Lender

Name	BROADVIEW FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 12, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2018: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	ALBANY NY
Recording Date	Dec 19, 2018
Property Address	8 TERRY AVE, SCHENECTADY, NY 12303-4812
Document Number	0020188063
Book / Page	002018 / 028063
Instrument Date	Dec 17, 2018
Instrument	28064
Transaction Type	Transfer
Record Updated	Jan 29, 2019
Title Company	AMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8 TERRY AVE SCHENECTADY NY 123034812, SCHENECTADY, NY 12303-4812

Mortgage

Document Number	28064
Date	Dec 19, 2018
Instrument	28064

Lender

Name	HOMESTEAD FNDG
Type	Funding / Finance Company
Address	ALBANY, NY 12205

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 18, 2048

Tax Assessment & Valuation

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,466.00 (+0.08%)
2025	$7,460.00 (+11.84%)	$259,000 (-) Land $52,000 Building $207,000	$345,333 (+13.33%) Land $69,333 Building $276,000
2023		$259,000 (-) Land $52,000 Building $207,000	$304,706 (+7.06%) Land $61,176 Building $243,530
2022		$259,000 Land $52,000 Building $207,000	$284,615 Land $57,143 Building $227,472
2021	$6,670.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205
Water Source	Surface water
Last State Inspection	Aug 2022
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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