Albany County and Guilderland Town property record for 6 Terry Ave, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,904 sqft · built 1989 |
| Lot Size | 0.38 acres (16,562 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $7,819 (2026) |
| Deeds & Mortgages | May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 013089 15.14-2-60 |
| Primary APN | 013089 15.14-2-60 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,904 sqft Living Area |
| 1st Floor Area | 1,034 sqft |
| 2nd Floor Area | 870 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 16,562 sqft (0.38 acres) |
| Lot Dimensions | 161 ft deep x 102 ft wide |
| Garage Type | Attached |
| Garage Area | 357 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 197 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01501400020600000000 |
|---|---|
| Street Address | 6 TERRY AVE |
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-4812 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | LOT 6 BOSSI ESTS |
| Legal Subdivision | BOSSI ESTATES SUBDIVISION |
| Legal Block | 2 |
| Legal Lot Number | 60.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | GUILDERLAND |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 14606 |
Source: Albany County and Guilderland Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6 TERRY AVE, SCHENECTADY, NY 12303-4812 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 6 TERRY AVE, SCHENECTADY, NY 12303-4812 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2021 |
| Title Company | SOLIDIFI |
| Name | Verified Name |
|---|
| Document Number | 0000003772 |
|---|---|
| Date | May 6, 2021 |
| Instrument | R2021-13772 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44144 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 6, 2041 |
Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Guilderland Town |
| Unified School District | Guilderland Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,819.00 (+33.77%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption | ||
| 2025 | $5,845.00 (-10.79%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption | $301,000 (-) Land $60,000 Building $241,000 | $401,333 (+13.33%) Land $80,000 Building $321,333 |
| 2023 | $301,000 (-) Land $60,000 Building $241,000 | $354,118 (+7.06%) Land $70,588 Building $283,530 | |
| 2022 | $301,000 Land $60,000 Building $241,000 | $330,769 Land $65,934 Building $264,835 | |
| 2021 | $6,552.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2022 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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