2 Terry Ave, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 2 Terry Ave, Schenectady, NY 12303

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,961 sqft · built 1989
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$135,000 (Oct 1994)
Tax Bill	$8,337 (2025)
Deeds & Mortgages	Jul 2026 Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`013089 15.14-2-59`

Property Details

APN / Parcel Number

Primary APN	`013089 15.14-2-59`
Alternative APNs	`308901501400020590000000` `01501400020590000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,961 sqft Living Area
1st Floor Area	1,363 sqft
2nd Floor Area	676 sqft
Basement Area	922 sqft
Finished Basement	922 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	109 ft deep x 116 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	418 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01501400020590000000
Street Address	2 TERRY AVE
City	SCHENECTADY
State	NY
Zip	12303-4812
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	LOT 7 BOSSI ESTS
Legal Block	2
Legal Lot Number	59.000
Jurisdiction	ALBANY NY
Township / Civil Division	GUILDERLAND
Census Block Group	2
Census Block	2010
Census Tract	14606

Owner

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2 TERRY AVE, SCHENECTADY, NY 12303-4812
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage VYLLA TITLE LLC, VYLLA TITLE
May 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage STAINABLE NEIGHBORHOODS L (SN)

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 11, 1994 · Amount on Record
Deed Sale	Oct 11, 1994 · Amount on Record
Deed Book / Page	2520 / 249
Last Transfer Date	Jul 1, 2008
Transfer Doc	0029250000000038
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Recording Date	Jul 1, 2026
Property Address	2 TERRY AVE, SCHENECTADY, NY 12303-4812
Document Number	0000012344
Instrument Date	Jun 25, 2026
Instrument	202612344
Transaction Type	Mortgage
Record Updated	Aug 19, 2026
Title Company	VYLLA TITLE LLC, VYLLA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 TERRY AVE, SCHENECTADY, NY 12303-4812

Mortgage

Document Number	0000012344,
Date	Jul 1, 2026
Instrument	202612344

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2056

Interest

Rate	6.53%
Max Rate	-1%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	2 TERRY AVE, SCHENECTADY, NY 12303-4812
Document Number	0000016576
Instrument Date	May 26, 2017
Transaction Type	Mortgage
Record Updated	Dec 7, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 TERRY AVE SCHENECTADY NY 123034812, SCHENECTADY, NY 12303-4812

Mortgage

Document Number	0000016576
Date	Jul 18, 2017
Instrument	16576

Lender

Name	STAINABLE NEIGHBORHOODS L (SN)
Address	17 BATTERY PL # 728, NEW YORK, NY 10004-3511

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,337.00 (+8.91%)	$290,900 (-) Land $51,900 Building $239,000	$387,867 (+13.33%) Land $69,200 Building $318,667
2023		$290,900 (-2.71%) Land $51,900 Building $239,000	$342,235 (+4.16%) Land $61,059 Building $281,176
2022		$299,000 Land $60,000 Building $239,000	$328,571 Land $65,934 Building $262,637
2021	$7,655.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205
Water Source	Surface water
Last State Inspection	Aug 2022
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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