Union County and Cranford Township property record for 8 Summit Rd, Cranford, NJ 07016
| Property Type | Single Family Home |
|---|---|
| Details | built 1950 |
| Lot Size | 0.656 acres (28,562 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $649,000 (Jul 2015) |
| Tax Bill | $20,729 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Mar 2017 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 03-00208-0000-00016 |
| Primary APN | 03-00208-0000-00016 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Stone |
| Construction Type | Stone |
| Lot Area | 28,562 sqft (0.656 acres) |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 1849002 |
|---|---|
| Street Address | 8 SUMMIT RD |
| City | CRANFORD |
| State | NJ |
| Zip | 07016-1932 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 208 |
| Legal Lot Number | 16 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | CRANFORD |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 37000 |
Source: Union County and Cranford Township records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8 SUMMIT RD, CRANFORD, NJ 07016-1932 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MILLENIUM HOME MORTGAGE LLC |
| Mar 13, 2017 | Deed of Trust, Mortgage · Conventional with PMI POLIFLY SVGS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 14, 2015 · Amount on Record |
| Deed Sale | Jul 14, 2015 · Amount on Record |
| Deed Document Number | 2015263179 |
| Deed Book / Page | 6068 / 364 |
| Prior Transfer Date | Jun 10, 2015 |
| Prior Transfer Doc | 0060680364 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 8 SUMMIT RD, CRANFORD, NJ 07016-1932 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OLD REPUBLIC NATL TTL INS CO |
| Name | Verified Name |
|---|
| Document Number | 0147640263 |
|---|---|
| Date | Sep 11, 2020 |
| Book Page | 14764/263 |
| Instrument | 698529 |
| Name | MILLENIUM HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | EAST BRUNSWICK, NJ 08816 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 8 SUMMIT RD, CRANFORD, NJ 07016-1932 |
| Document Number | 0142500613 |
| Book / Page | 014250 / 000613 |
| Instrument Date | Mar 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 8 SUMMIT RD CRANFORD NJ 070161932, CRANFORD, NJ 07016-1932 |
| Document Number | 0142500613 |
|---|---|
| Date | Mar 27, 2017 |
| Book Page | 014250/000613 |
| Instrument | 638395 |
| Name | POLIFLY SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | WESTFIELD, NJ 07090 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 26, 2047 |
Source: Union County and Cranford Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Cranford Township |
| Unified School District | Cranford Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $286,000 (-) Land $138,000 Building $148,000 | $286,000 (-) Land $138,000 Building $148,000 | |
| 2025 | $20,729.00 (+6.92%) | $286,000 (-) Land $138,000 Building $148,000 | $286,000 (-) Land $138,000 Building $148,000 |
| 2024 | $19,388.00 (+2.53%) | ||
| 2023 | $286,000 Land $138,000 Building $148,000 | $286,000 Land $138,000 Building $148,000 | |
| 2022 | $18,910.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 146 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 146 in force |
| Nearby Flood Claims | 556 (1978–2024) |
| Claims Outside the SFHA | 52 of 556 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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