5 Summit Rd, Cranford, NJ 07016 Property Records

Union County and Cranford Township property record for 5 Summit Rd, Cranford, NJ 07016

Property Summary

Property Type	Single Family Home
Details	built 1960
Lot Size	0.313 acres (13,643 sqft)
Owner	2 Individual Names on Record
Last Sale	$585,000 (Nov 2014)
Tax Bill	$18,120 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit May 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`03-00209-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`03-00209-0000-00004`
Alternative APNs	`030020900004` `1855005`

Interior

Stories	1 Story

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Brick
Construction Type	Brick
Lot Area	13,643 sqft (0.313 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	1855005
Street Address	5 SUMMIT RD
City	CRANFORD
State	NJ
Zip	07016-1931
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	ELMORA LAND CO
Legal Block	209
Legal Lot Number	4
Jurisdiction	UNION NJ
Township / Civil Division	CRANFORD
Census Block Group	3
Census Block	3003
Census Tract	37000

Owner

Source: Union County and Cranford Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5 SUMMIT RD, CRANFORD, NJ 07016-1931
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2025	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
May 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC
Sep 7, 2017	Deed of Trust, Mortgage · Line of Credit PNC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2014 · Amount on Record
Deed Sale	Nov 25, 2014 · Amount on Record
Prior Sale	Jun 2, 2000 · Amount on Record
Deed Document Number	2014256449
Deed Book / Page	6032 / 896
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	5 SUMMIT RD, CRANFORD, NJ 07016-1931
Transaction Type	Mortgage
Record Updated	Dec 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 SUMMIT RD, CRANFORD, NJ 07016-1931

Mortgage

Document Number	0157263036
Date	Nov 26, 2025
Book Page	15726/3036
Instrument	85686

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Nov 23, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	5 SUMMIT RD, CRANFORD, NJ 07016-1931
Transaction Type	Mortgage
Record Updated	Jun 8, 2021
Title Company	SIMPLE TITLE AND ESCROW, SILK TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0149672610
Date	May 20, 2021
Book Page	14967/2610
Instrument	12541

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	5 SUMMIT RD, CRANFORD, NJ 07016-1931
Document Number	0143890883
Instrument Date	Sep 7, 2017
Transaction Type	Mortgage
Record Updated	Aug 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 SUMMIT RD CRANFORD NJ 070161931, CRANFORD, NJ 07016-1931

Mortgage

Document Number	0143890883
Date	Jan 8, 2018
Book Page	014389/000883
Instrument	651886

Lender

Name	PNC BK
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	432 Months
Due	Jan 7, 2054

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Union County and Cranford Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Cranford Township
Unified School District	Cranford Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$250,000 (-) Land $116,400 Building $133,600	$250,000 (-) Land $116,400 Building $133,600
2025	$18,120.00 (+6.92%)	$250,000 (-) Land $116,400 Building $133,600	$250,000 (-) Land $116,400 Building $133,600
2024	$16,947.00 (+2.52%)
2023		$250,000 Land $116,400 Building $133,600	$250,000 Land $116,400 Building $133,600
2022	$16,530.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 146 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	146 in force
Nearby Flood Claims	556 (1978–2024)
Claims Outside the SFHA	52 of 556
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Irene, Sep 2011 · 154 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 123 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 104 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Nearby Properties on Summit Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures