10 Summit Rd, Cranford, NJ 07016 Property Records

Union County and Cranford Township property record for 10 Summit Rd, Cranford, NJ 07016

Property Summary

Property Type	Single Family Home
Details	3,370 sqft · built 1951
Lot Size	0.537 acres (23,400 sqft)
Owner	Individual Name on Record
Last Sale	$545,000 (Aug 2017)
Tax Bill	$14,387 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Aug 2020 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`03-00208-0000-00017`

Property Details

APN / Parcel Number

Primary APN	`03-00208-0000-00017`
Alternative APNs	`030020800017` `1850000`

Interior

Stories	1 Story
Building Area	3,370 sqft Living Area

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Construction Type	Frame
Lot Area	23,400 sqft (0.537 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	1850000
Street Address	10 SUMMIT RD
City	CRANFORD
State	NJ
Zip	07016-1932
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	208
Legal Lot Number	17
Jurisdiction	UNION NJ
Township / Civil Division	CRANFORD
Census Block Group	3
Census Block	3011
Census Tract	37000

Owner

Source: Union County and Cranford Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10 SUMMIT RD, CRANFORD, NJ 07016-1932
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage PINNACLE MORTGAGE INC
Aug 14, 2020	Deed of Trust, Mortgage · Line of Credit AFFINITY FCU
Aug 8, 2017	Grant Deed, Transfer · Conventional Mortgage CITIBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2017 · Amount on Record
Deed Sale	Aug 8, 2017 · Amount on Record
Prior Sale	Apr 9, 1994 · Amount on Record
Deed Document Number	2017289742
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	10 SUMMIT RD, CRANFORD, NJ 07016-1932
Transaction Type	Mortgage
Record Updated	Jun 28, 2021
Title Company	SURETY TITLE AGENCY COASTAL RE, SURETY TTL AGCY COASTAL REGI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0149862205
Date	Jun 11, 2021
Book Page	14986/2205
Instrument	14247

Lender

Name	PINNACLE MORTGAGE INC
Type	Mortgage Company
Address	EAST HANOVER, NJ 07936

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	10 SUMMIT RD, CRANFORD, NJ 07016-1932
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	UNIVERSAL SETMNT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0147472303
Date	Aug 14, 2020
Book Page	14747/2303
Instrument	696715

Lender

Name	AFFINITY FCU
Type	Credit Union
Address	BASKING RIDGE, NJ 07920

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jul 14, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Aug 8, 2017
Property Address	10 SUMMIT RD, CRANFORD, NJ 07016-1932
Document Number	0062060761
Book / Page	006206 / 000761
Instrument Date	Jul 31, 2017
Instrument	289742
Transaction Type	Transfer
Record Updated	Aug 18, 2017
Title Company	SIMPLICITY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$545.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 SUMMIT RD CRANFORD NJ 070161932, CRANFORD, NJ 07016-1932

Mortgage

Document Number	143140285
Date	Aug 8, 2017
Book Page	014314/000285
Instrument	644435

Lender

Name	CITIBANK
Type	Federal Savings Bank
Address	O'FALLON, MO 63368-2240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 7, 2047

Tax Assessment & Valuation

Source: Union County and Cranford Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Cranford Township
Unified School District	Cranford Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$198,500 (-) Land $132,500 Building $66,000	$198,500 (-) Land $132,500 Building $66,000
2025	$14,387.00 (+6.92%)	$198,500 (-) Land $132,500 Building $66,000	$198,500 (-) Land $132,500 Building $66,000
2024	$13,456.00 (+2.53%)
2023		$198,500 Land $132,500 Building $66,000	$198,500 Land $132,500 Building $66,000
2022	$13,124.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 146 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	146 in force
Nearby Flood Claims	556 (1978–2024)
Claims Outside the SFHA	52 of 556
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Irene, Sep 2011 · 154 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 123 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 104 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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