Kennebec County and Waterville City property record for 8 Summer St, Waterville, ME 04901
| Property Type | Triplex |
|---|---|
| Details | 5 bd · 3 ba · 2,534 sqft · built 1900 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $330,000 (Sep 2025) |
| Tax Bill | $2,645 (2025) |
| Deeds & Mortgages | Feb 2018 Mortgage Jun 2006 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WAVL M:044 B:240 |
| Primary APN | WAVL M:044 B:240 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 12 Rooms |
| Units | 3 Units |
| Stories | 2 Stories |
| Building Area | 2,534 sqft Living Area |
| Gross Area | 4,676 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Account Number | 4175 |
|---|---|
| Street Address | 8 SUMMER ST |
| City | WATERVILLE |
| State | ME |
| Zip | 04901-6484 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Legal Block | 240 |
| Jurisdiction | WATERVILLE ME |
| Township / Civil Division | WATERVILLE |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 24102 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
8 Summer St, a triplex, is owned and occupied by an individual who bought it in September 2025.
Source: Kennebec County and Waterville City records, as of July 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8 SUMMER ST, WATERVILLE, ME 04901-6484 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 5, 2018 | Deed of Trust, Mortgage CAMDEN NATIONAL BANK |
| Jun 20, 2006 | Deed of Trust, Mortgage JOHN G HALL |
| Jun 20, 2006 | Deed of Trust, Mortgage · ARM FREEMONT INV & LOAN |
| Sep 22, 2025 | Warranty Deed, Transfer MEGASTAR FINANCIAL CORP |
| May 14, 2024 | Warranty Deed, Transfer · Stand-Alone First Mortgage LINCOLN CAPITAL LLC |
| Jun 22, 2022 | Warranty Deed, Transfer |
| Mar 23, 2010 | Intrafamily Transfer, Transfer SKOWHEGAN SB |
| Mar 4, 2009 | Quit Claim Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 22, 2025 · Amount on File |
| Deed Sale | Sep 22, 2025 · Amount on File |
| Prior Sale | May 14, 2024 · Amount on File |
| Deed Document Number | 202520940 |
| Deed Book / Page | 15501 / 160 |
| Transfer Doc | 0000005620 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Property Address | 8 SUMMER ST, WATERVILLE, ME 04901-6484 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2018002282 |
|---|---|
| Date | Feb 5, 2018 |
| Book Page | 12835/0188 |
| Instrument | 2018002282 |
| Name | CAMDEN NATIONAL BANK |
|---|
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Property Address | 8 SUMMER ST, WATERVILLE, ME 04901-6484 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000017293 |
|---|---|
| Date | Jun 20, 2006 |
| Book Page | 08949/0094 |
| Instrument | 000000017293 |
| Name | JOHN G HALL |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 36 Months |
| Due | Jun 20, 2009 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Property Address | 8 SUMMER ST, WATERVILLE, ME 04901-6484 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000017292 |
|---|---|
| Date | Jun 20, 2006 |
| Book Page | 08949/0068 |
| Instrument | 000000017292 |
| Name | FREEMONT INV & LOAN |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 288 Months |
| Due | Jun 20, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 11% |
| Type Change Date | Jul 1, 2008 |
| Margin | 7 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Recording Date | Sep 22, 2025 |
| Property Address | 8 SUMMER ST, WATERVILLE, ME 04901-6484 |
| Document Number | 2025020940 |
| Book / Page | 15501 / 160 |
| Instrument Date | Sep 19, 2025 |
| Instrument | 2025020940 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 87 PLEASANT ST # 1, 1, WATERVILLE, ME 04901-5408 |
| Document Number | 2025020941 |
|---|---|
| Date | Sep 22, 2025 |
| Instrument | 2025020941 |
| Name | MEGASTAR FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Recording Date | May 14, 2024 |
| Property Address | 8 SUMMER ST, WATERVILLE, ME 04901-6484 |
| Document Number | 2024009170 |
| Book / Page | 15047 / 346 |
| Instrument Date | May 9, 2024 |
| Instrument | 2024009170 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2 CONNER DR, WESTBROOK, ME 04092-3943 |
| Document Number | 2024009171 |
|---|---|
| Date | May 14, 2024 |
| Instrument | 2024009171 |
| Name | LINCOLN CAPITAL LLC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Recording Date | Jun 22, 2022 |
| Property Address | 8 SUMMER ST, WATERVILLE, ME 04901-6484 |
| Document Number | 2022014424 |
| Book / Page | 14488 / 278 |
| Instrument Date | Jun 17, 2022 |
| Instrument | 2022014424 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2866 RIVERSIDE DR, VASSALBORO, ME 04989-3220 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Recording Date | Mar 23, 2010 |
| Property Address | 8 SUMMER ST, WATERVILLE, ME 04901-6484 |
| Document Number | 0000006561 |
| Book / Page | 10368 / 0040 |
| Instrument | 000000006561 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000006562 |
|---|---|
| Date | Mar 23, 2010 |
| Book Page | 10368/0041 |
| Instrument | 000000006562 |
| Name | SKOWHEGAN SB |
|---|
| Amount | Amount on Record |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Recording Date | Mar 4, 2009 |
| Property Address | 8 SUMMER ST, WATERVILLE, ME 04901-6484 |
| Document Number | 0000005620 |
| Book / Page | 09998 / 0187 |
| Instrument | 000000005620 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2025 property tax bill for 8 Summer St was $2,645, up 16.1% from the year before.
Source: Kennebec County and Waterville City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Kennebec County |
| Municipality | Waterville City |
| Unified School District | Waterville (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,645.00 (+16.11%) | $155,600 (+36.61%) Land $14,500 Building $141,100 |
| 2024 | $2,278.00 (+1.74%) | $113,900 (+1.24%) Land $11,200 Building $102,700 |
| 2023 | $2,239.00 (+46.53%) | $112,500 (+90.36%) Land $11,200 Building $101,300 |
| 2022 | $1,528.00 | $59,100 Land $8,400 Building $50,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 8 Summer St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8 Summer St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENNEBEC WATER DISTRICT serves 22,060 people · EPA ID ME0090750 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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