Kennebec County and Waterville City property record for 3 Summer St, Waterville, ME 04901
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 9 bd · 6 ba · 4,256 sqft · built 1900 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Company Name on Record |
| Last Sale | $460,000 (Apr 2023) |
| Tax Bill | $5,532 (2025) |
| Deeds & Mortgages | Oct 2005 Mortgage Dec 2025 Mortgage + 9 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WAVL M:044 B:234 |
| Primary APN | WAVL M:044 B:234 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 9 Beds |
|---|---|
| Full Baths | 6 Baths |
| Total Rooms | 20 Rooms |
| Units | 6 Units |
| Stories | 2 Stories |
| Building Area | 4,256 sqft Living Area |
| Gross Area | 9,303 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,890 sqft (0.25 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 5014 |
|---|---|
| Street Address | 3 SUMMER ST |
| City | WATERVILLE |
| State | ME |
| Zip | 04901-6491 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Legal Block | 234 |
| Jurisdiction | WATERVILLE ME |
| Township / Civil Division | WATERVILLE |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 24102 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Kennebec County and Waterville City records, as of July 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 9 CRANBERRY PINES RD, SCARBOROUGH, ME 04074-9720 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Oct 7, 2005 | Deed of Trust, Mortgage · Commercial Mortgage BANGOR SAVINGS BANK |
| Dec 1, 2025 | Deed of Trust, Mortgage CAMDEN NATIONAL BANK |
| Apr 3, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage PEOPLESCHOICE CREDIT UNION |
| Mar 11, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Aug 16, 2021 | Quit Claim Deed, Transfer Quitclaim |
| May 17, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Oct 16, 2020 | Quit Claim Deed, Transfer Quitclaim |
| Mar 10, 2016 | Quit Claim Deed, Transfer |
| Mar 2, 2015 | Quit Claim Deed, Transfer |
| Aug 16, 2013 | Quit Claim Deed, Transfer |
| Feb 22, 2005 | Warranty Deed, Transfer · Commercial Mortgage BANGOR SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 3, 2023 · Amount on Record |
| Deed Sale | Apr 3, 2023 · Amount on Record |
| Prior Sale | Mar 10, 2016 |
| Deed Document Number | 20235677 |
| Deed Book / Page | 14725 / 236 |
| Prior Transfer Date | May 11, 2021 |
| Prior Transfer Doc | 2021013103 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Property Address | 3 SUMMER ST, WATERVILLE, ME 04901-6491 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000031383 |
|---|---|
| Date | Oct 7, 2005 |
| Book Page | 08632/0116 |
| Instrument | 000000031383 |
| Name | BANGOR SAVINGS BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Property Address | 3 SUMMER ST, WATERVILLE, ME 04901-6491 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2025026947 |
|---|---|
| Date | Dec 1, 2025 |
| Book Page | 15574/165 |
| Instrument | 2025026947 |
| Name | CAMDEN NATIONAL BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Recording Date | Apr 3, 2023 |
| Property Address | 3 SUMMER ST, WATERVILLE, ME 04901-6491 |
| Document Number | 2023005677 |
| Book / Page | 14725 / 236 |
| Instrument Date | Mar 31, 2023 |
| Instrument | 2023005677 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2026 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9 CRANBERRY PINES RD, SCARBOROUGH, ME 04074-9720 |
| Document Number | 2023005678 |
|---|---|
| Date | Apr 3, 2023 |
| Instrument | 2023005678 |
| Name | PEOPLESCHOICE CREDIT UNION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Recording Date | Mar 11, 2022 |
| Property Address | 3 SUMMER ST, WATERVILLE, ME 04901-6491 |
| Document Number | 2022005785 |
| Book / Page | 14381 / 95 |
| Instrument Date | Mar 8, 2022 |
| Instrument | 2022005785 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Recording Date | Aug 16, 2021 |
| Property Address | 3 SUMMER ST, WATERVILLE, ME 04901-6491 |
| Document Number | 2021023591 |
| Book / Page | 14134 / 43 |
| Instrument Date | Aug 12, 2021 |
| Instrument | 2021023591 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Recording Date | May 17, 2021 |
| Property Address | 3 SUMMER ST, WATERVILLE, ME 04901-6491 |
| Document Number | 2021013103 |
| Book / Page | 14009 / 309 |
| Instrument Date | May 11, 2021 |
| Instrument | 2021013103 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Recording Date | Oct 16, 2020 |
| Property Address | 3 SUMMER ST, WATERVILLE, ME 04901-6491 |
| Document Number | 2020026663 |
| Book / Page | 13750 / 94 |
| Instrument Date | Sep 8, 2020 |
| Instrument | 2020026663 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Recording Date | Mar 10, 2016 |
| Property Address | 3 SUMMER ST, WATERVILLE, ME 04901-6491 |
| Document Number | 0000004928 |
| Book / Page | 12242 / 0032 |
| Instrument | 000000004928 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Recording Date | Mar 2, 2015 |
| Property Address | 3 SUMMER ST, WATERVILLE, ME 04901-6491 |
| Document Number | 0000004075 |
| Book / Page | 11921 / 0272 |
| Instrument | 000000004075 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Recording Date | Aug 16, 2013 |
| Property Address | 3 SUMMER ST, WATERVILLE, ME 04901-6491 |
| Document Number | 0000021399 |
| Book / Page | 11482 / 0003 |
| Instrument | 000000021399 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Recording Date | Feb 22, 2005 |
| Property Address | 3 SUMMER ST, WATERVILLE, ME 04901-6491 |
| Document Number | 0000004453 |
| Book / Page | 08310 / 0108 |
| Instrument | 000000004453 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000004454 |
|---|---|
| Date | Feb 22, 2005 |
| Book Page | 08310/0109 |
| Instrument | 000000004454 |
| Name | BANGOR SAVINGS BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Kennebec County and Waterville City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Kennebec County |
| Municipality | Waterville City |
| Unified School District | Waterville (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,532.00 (+9.54%) | $325,400 (+28.87%) Land $29,400 Building $296,000 |
| 2024 | $5,050.00 (+0.5%) | $252,500 (-) Land $11,300 Building $241,200 |
| 2023 | $5,025.00 (+53.81%) | $252,500 (+99.76%) Land $11,300 Building $241,200 |
| 2022 | $3,267.00 | $126,400 Land $8,500 Building $117,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENNEBEC WATER DISTRICT serves 22,060 people · EPA ID ME0090750 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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