Kennebec County and Waterville City property record for 4 Summer St, Waterville, ME 04901
| Property Type | Triplex |
|---|---|
| Details | 4 bd · 3 ba · 2,229 sqft · built 1910 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Company Name on Record |
| Last Sale | $154,700 (Sep 2021) |
| Tax Bill | $2,569 (2025) |
| Deeds & Mortgages | Apr 2008 Mortgage Jun 2006 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WAVL M:044 B:238 |
| Primary APN | WAVL M:044 B:238 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Units | 3 Units |
| Stories | 2 Stories |
| Building Area | 2,229 sqft Living Area |
| Gross Area | 4,558 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Other |
| Exterior Material | Other |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,098 sqft (0.14 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 2033 |
|---|---|
| Street Address | 4 SUMMER ST |
| City | WATERVILLE |
| State | ME |
| Zip | 04901-6486 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Legal Block | 238 |
| Jurisdiction | WATERVILLE ME |
| Township / Civil Division | WATERVILLE |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 24102 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Kennebec County and Waterville City records, as of October 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 26 HERITAGE HILLS DR, WASHINGTON CROSSING, PA 18977-1156 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Apr 18, 2008 | Deed of Trust, Mortgage KENNEBEC FED S&L |
| Jun 19, 2006 | Deed of Trust, Mortgage KENNEBEC FED S&L |
| Sep 27, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage CAMDEN NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 27, 2021 · Amount on Record |
| Deed Sale | Sep 27, 2021 · Amount on Record |
| Deed Document Number | 202127925 |
| Deed Book / Page | 14187 / 56 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Property Address | 4 SUMMER ST, WATERVILLE, ME 04901-6486 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000008901 |
|---|---|
| Date | Apr 18, 2008 |
| Book Page | 09702/0256 |
| Instrument | 000000008901 |
| Name | KENNEBEC FED S&L |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 317 Months |
| Due | Aug 31, 2034 |
| Rate | 2% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Property Address | 4 SUMMER ST, WATERVILLE, ME 04901-6486 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000017096 |
|---|---|
| Date | Jun 19, 2006 |
| Book Page | 08946/0148 |
| Instrument | 000000017096 |
| Name | KENNEBEC FED S&L |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 216 Months |
| Due | Jun 19, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Recording Date | Sep 27, 2021 |
| Property Address | 4 SUMMER ST, WATERVILLE, ME 04901-6486 |
| Document Number | 2021027925 |
| Book / Page | 14187 / 56 |
| Instrument Date | Sep 15, 2021 |
| Instrument | 2021027925 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 569 MOULTRIE ST, SAN FRANCISCO, CA 94110-6031 |
| Document Number | 2021027926 |
|---|---|
| Date | Sep 27, 2021 |
| Instrument | 2021027926 |
| Name | CAMDEN NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Kennebec County and Waterville City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Kennebec County |
| Municipality | Waterville City |
| Unified School District | Waterville (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,569.00 (+15.88%) | $151,100 (+35.64%) Land $13,700 Building $137,400 |
| 2023 | $2,217.00 (+48.39%) | $111,400 (+92.73%) Land $10,500 Building $100,900 |
| 2022 | $1,494.00 | $57,800 Land $7,900 Building $49,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENNEBEC WATER DISTRICT serves 22,060 people · EPA ID ME0090750 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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