Worcester County and Gardner City property record for 8 Stone St, Gardner, MA 01440
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,766 sqft · built 1894 |
| Lot Size | 0.96 acres (41,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $56,200 (Aug 1994) |
| Tax Bill | $36 (2025) |
| Deeds & Mortgages | Feb 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | GARD M:R37 B:7 L:4 |
| Primary APN | GARD M:R37 B:7 L:4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,766 sqft Living Area |
| Gross Area | 2,229 sqft |
| Year Built | Built 1894 |
|---|---|
| Effective Year Built | Effective 1894 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 41,800 sqft (0.96 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 8 STONE ST |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-1140 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 7 |
| Legal Lot Number | 4 |
| Jurisdiction | GARDNER MA |
| Township / Civil Division | GARDNER |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 707500 |
Source: Worcester County and Gardner City records · APN GARD M:R37 B:7 L:4
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8 STONE ST, GARDNER, MA 01440-1140 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 05, 1994 · Amount on Record |
| Deed Sale | Aug 05, 1994 · Amount on Record |
| Deed Book / Page | 16489 / 213 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 8 STONE ST, GARDNER, MA 01440-1140 |
| Document Number | 60120-140 |
| Instrument Date | Feb 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 8 STONE ST GARDNER MA 014401140, GARDNER, MA 01440-1140 |
| Document Number | 60120-140 |
|---|---|
| Date | Mar 06, 2019 |
| Book Page | 060120/000140 |
| Instrument | 6 |
| Name | WORKERS CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 05, 2039 |
Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $36.00 (-99%) | $252,300 (+4.95%) Land $76,100 Building $176,200 | $335,065 |
| 2024 | $3,604.00 (+2.5%) | $240,400 (+10.28%) Land $69,200 Building $171,200 | |
| 2023 | $3,516.00 | $218,000 Land $68,200 Building $149,800 |
Source: FEMA National Flood Hazard Layer, Worcester County (25027C), as of November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
Based on FCC filings for 10 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
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