Worcester County and Gardner City property record for 280 Stone St, Gardner, MA 01440 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,508 sqft · built 1900 |
| Lot Size | 3.05 acres (133,181 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $10,000 (Feb 1981) |
| Tax Bill | $47 (2025) |
| Deeds & Mortgages | May 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | GARD M:R42 B:7 L:8 |
| Primary APN | GARD M:R42 B:7 L:8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,508 sqft Living Area |
| Gross Area | 2,392 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 133,181 sqft (3.05 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 280 STONE ST |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-1144 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | CHARLES A CASE |
| Legal Block | 7 |
| Legal Lot Number | 8 |
| Jurisdiction | GARDNER MA |
| Township / Civil Division | GARDNER |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 707500 |
Source: Worcester County and Gardner City records · APN GARD M:R42 B:7 L:8
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 280 STONE ST, GARDNER, MA 01440-1144 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 24, 1981 · Amount on Record |
| Deed Sale | Feb 24, 1981 · Amount on Record |
| Deed Book / Page | 7178 / 75 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 280 STONE ST, GARDNER, MA 01440-1144 |
| Document Number | 60450-119 |
| Instrument Date | May 07, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 280 STONE ST GARDNER MA 014401144, GARDNER, MA 01440-1144 |
| Document Number | 60450-119 |
|---|---|
| Date | May 24, 2019 |
| Book Page | 060450/000119 |
| Instrument | 46965 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 23, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $47.00 (-99%) | $332,700 (+6.53%) Land $95,400 Building $237,300 | $799,140 |
| 2024 | $4,681.00 (+1.54%) | $312,300 (+9.27%) Land $87,600 Building $224,700 | |
| 2023 | $4,610.00 | $285,800 Land $84,700 Building $201,100 |
Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 9 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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