Worcester County and Gardner City property record for 240 Stone St, Gardner, MA 01440
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,517 sqft · built 1930 |
| Lot Size | 1.99 acres (87,007 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $165,000 (Nov 2015) |
| Tax Bill | $4,529 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | GARD M:R42 B:12 L:6 |
| Primary APN | GARD M:R42 B:12 L:6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,517 sqft Living Area |
| Gross Area | 4,102 sqft |
| Basement Area | 1,009 sqft |
| Unfinished Basement | 1,009 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 87,007 sqft (1.99 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 240 STONE ST |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-1144 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Block | 12 |
| Legal Lot Number | 6 |
| Jurisdiction | GARDNER MA |
| Township / Civil Division | GARDNER |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 707500 |
240 Stone St is owned and occupied by two individuals who bought it in November 2015.
Source: Worcester County and Gardner City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 240 STONE ST, GARDNER, MA 01440-1144 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 30, 2015 · Amount on File |
| Deed Sale | Nov 30, 2015 · Amount on File |
| Prior Sale | Oct 10, 2014 |
| Deed Book / Page | 54636 / 150 |
| Transfer Doc | 054636-150 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 240 Stone St was $4,529, up 10,432.6% from the year before.
Source: Worcester County and Gardner City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,529.00 (+10,432.56%) | $328,900 (+8.4%) Land $99,100 Building $229,800 | $356,271 (+0.38%) |
| 2025 | $43.00 (-99.01%) | $303,400 (+4.87%) Land $90,100 Building $213,300 | $354,920 |
| 2024 | $4,337.00 (+2.17%) | $289,300 (+9.92%) Land $82,300 Building $207,000 | |
| 2023 | $4,245.00 | $263,200 Land $80,500 Building $182,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 240 Stone St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 240 Stone St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
4G LTE (outdoors only), no 5G reported
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