Ocean County and Jackson Township property record for 8 Spruce Ter, Jackson, NJ 08527
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,426 sqft · built 1962 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $515,000 (Sep 2025) |
| Tax Bill | $7,888 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Jan 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-05808-0000-00027 |
| Primary APN | 12-05808-0000-00027 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,426 sqft Living Area |
| 1st Floor Area | 1,426 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 11,761 sqft (0.27 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Old Parcel Number | 12001270300027 |
|---|---|
| Street Address | 8 SPRUCE TER |
| City | JACKSON |
| State | NJ |
| Zip | 08527-1322 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | .27 AC |
| Legal Subdivision | EDGEWOOD PARK SEC 02 PRCL B |
| Legal Block | 5808 |
| Legal Lot Number | 27 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | JACKSON |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 717101 |
Source: Ocean County and Jackson Township records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 722 PARK AVE, LAKEWOOD, NJ 08701-2025 |
| Owner Type | Individual |
| Vesting | Married |
| Date | Document |
|---|---|
| Sep 4, 2025 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Jan 23, 2020 | Deed, Transfer · Conventional Mortgage IMC MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 4, 2025 · Amount on Record |
| Deed Sale | Sep 4, 2025 · Amount on Record |
| Prior Sale | Jan 23, 2020 · Amount on Record |
| Deed Document Number | 202569159 |
| Deed Book / Page | 20122 / 779 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Sep 4, 2025 |
| Property Address | 8 SPRUCE TER, JACKSON, NJ 08527-1322 |
| Document Number | 0201220779 |
| Book / Page | 20122 / 779 |
| Instrument Date | Aug 28, 2025 |
| Instrument | 2025069159 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2025 |
| Title Company | MADISON TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,319.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 164 E 4TH ST, LAKEWOOD, NJ 08701-3403 |
| Name | Verified Name |
|---|---|
| Address | 722 PARK AVE, LAKEWOOD, NJ 08701-2025 |
| Document Number | 2025069160 |
|---|---|
| Date | Sep 4, 2025 |
| Instrument | 2025069160 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Jan 23, 2020 |
| Property Address | 8 SPRUCE TER, JACKSON, NJ 08527-1322 |
| Document Number | 0177611673 |
| Book / Page | 17761 / 1673 |
| Instrument Date | Dec 18, 2019 |
| Instrument | 2020007819 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2021 |
| Title Company | WESTCOR LAND TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $362.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1059 SILVERBUSH ST, 1059, BEDFORD, VA 24523-5402 |
| Name | Verified Name |
|---|---|
| Address | 8 SPRUCE TER, JACKSON, NJ 08527-1322 |
| Document Number | 2020007820 |
|---|---|
| Date | Jan 23, 2020 |
| Instrument | 2020007820 |
| Name | IMC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
Source: Ocean County and Jackson Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Jackson Township |
| Unified School District | Jackson Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $528,300 (-) Land $293,000 Building $235,300 | $528,300 (-) Land $293,000 Building $235,300 | |
| 2025 | $7,888.00 (+28.93%) | $528,300 (+136.48%) Land $293,000 Building $235,300 | $528,300 (+136.48%) Land $293,000 Building $235,300 |
| 2024 | $6,118.00 (+3.94%) | $223,400 (-) Land $114,700 Building $108,700 | $223,400 (-) Land $114,700 Building $108,700 |
| 2023 | $5,886.00 (+2.01%) | $223,400 Land $114,700 Building $108,700 | $223,400 Land $114,700 Building $108,700 |
| 2022 | $5,770.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2005) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2005 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 54% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JACKSON TWP MUA serves 37,224 people · EPA ID NJ1511001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 13 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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