Ocean County and Jackson Township property record for 7 Spruce Ter, Jackson, NJ 08527
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,614 sqft · built 1962 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $595,000 (Jun 2026) |
| Tax Bill | $8,177 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jun 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-05809-0000-00001 |
| Primary APN | 12-05809-0000-00001 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,614 sqft Living Area |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Bi-Level |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 14,375 sqft (0.33 acres) |
| Garage Type | Attached |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Old Parcel Number | 12001270400001 |
|---|---|
| Street Address | 7 SPRUCE TER |
| City | JACKSON |
| State | NJ |
| Zip | 08527-1321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | .33 AC |
| Legal Subdivision | METES & BOUNDS PROP |
| Legal Block | 5809 |
| Legal Lot Number | 1 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | JACKSON |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 717101 |
Source: Ocean County and Jackson Township records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 354 E COUNTY LINE RD, LAKEWOOD, NJ 08701-1423 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 3, 2026 | Deed, Transfer · Conventional Mortgage ARK MORTGAGE INC |
| Jun 3, 2026 | Deed, Transfer · Conventional Mortgage ARK MORTGAGE INC |
| Sep 10, 2021 | Deed, Transfer · Conventional Mortgage FM HOME LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 3, 2026 · Amount on Record |
| Deed Sale | Jun 3, 2026 · Amount on Record |
| Prior Sale | Sep 10, 2021 · Amount on Record |
| Deed Document Number | 202643418 |
| Deed Book / Page | 20392 / 368 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Jun 3, 2026 |
| Property Address | 7 SPRUCE TER, JACKSON, NJ 08527-1321 |
| Document Number | 0203920368 |
| Book / Page | 20392 / 368 |
| Instrument Date | May 29, 2026 |
| Instrument | 202643418 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2026 |
| Title Company | MADISON TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $60,095.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 354 E COUNTY LINE RD, LAKEWOOD, NJ 08701-1423 |
| Document Number | 0000043419, |
|---|---|
| Date | Jun 3, 2026 |
| Instrument | 202643419 |
| Name | ARK MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Jun 3, 2026 |
| Property Address | 7 SPRUCE TER, JACKSON, NJ 08527-1321 |
| Document Number | 0000043418 |
| Book / Page | 20392 / 368 |
| Instrument Date | May 29, 2026 |
| Instrument | 202643418 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2026 |
| Title Company | MADISON TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $60,095.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 354 E COUNTY LINE RD, LAKEWOOD, NJ 08701-1423 |
| Document Number | 0000043419, |
|---|---|
| Date | Jun 3, 2026 |
| Instrument | 202643419 |
| Name | ARK MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Sep 10, 2021 |
| Property Address | 7 SPRUCE TER, JACKSON, NJ 08527-1321 |
| Document Number | 0186731248 |
| Book / Page | 18673 / 1248 |
| Instrument Date | Sep 3, 2021 |
| Instrument | 2021132258 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2021 |
| Title Company | MADISON TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,602.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7 SPRUCE TER, 7, JACKSON, NJ 08527-1321 |
| Name | Verified Name |
|---|---|
| Address | 7 SPRUCE TER, JACKSON, NJ 08527-1321 |
| Document Number | 2021132259 |
|---|---|
| Date | Sep 10, 2021 |
| Instrument | 2021132259 |
| Name | FM HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
Source: Ocean County and Jackson Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Jackson Township |
| Unified School District | Jackson Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $547,700 (-) Land $295,800 Building $251,900 | $547,700 (-) Land $295,800 Building $251,900 | |
| 2025 | $8,177.00 (+26.68%) | $547,700 (+132.37%) Land $295,800 Building $251,900 | $547,700 (+132.37%) Land $295,800 Building $251,900 |
| 2024 | $6,455.00 (+6.03%) | ||
| 2023 | $235,700 Land $115,300 Building $120,400 | $235,700 Land $115,300 Building $120,400 | |
| 2022 | $6,088.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2005) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2005 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 54% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JACKSON TWP MUA serves 37,224 people · EPA ID NJ1511001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 13 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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