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10 Spruce Ter, Jackson, NJ 08527 Property Records

Ocean County and Jackson Township property record for 10 Spruce Ter, Jackson, NJ 08527

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,256 sqft · built 1962
Lot Size0.3 acres (13,068 sqft)
Owner2 Individual Names on File
Last Sale$462,000 (Apr 2022)
Tax Bill$7,977 (2025)
Deeds & MortgagesApr 2022 Sale & Mortgage
Jan 2022 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN12-05808-0000-00026

Property Details

APN / Parcel Number

Primary APN12-05808-0000-00026
Alternative APNs
  • 1200127000300026
  • 12001270300026

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,256 sqft Living Area
1st Floor Area1,256 sqft

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleRanch
Construction TypeFrame
Roof TypeGable
Roof MaterialAsbestos
Lot Area13,068 sqft (0.3 acres)
Garage TypeAttached
Parking Spaces1 Parking Space
PorchOpen Porch

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Old Parcel Number12001270300026
Street Address10 SPRUCE TER
CityJACKSON
StateNJ
Zip08527-1322
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15
Legal Description.30 AC
Legal SubdivisionEDGEWOOD PARK SEC 02 PRCL B
Legal Block5808
Legal Lot Number26
JurisdictionOCEAN NJ
Township / Civil DivisionJACKSON
Census Block Group2
Census Block2018
Census Tract717101

Owner

Source: Ocean County and Jackson Township records · APN 12-05808-0000-00026

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address10 SPRUCE TER, JACKSON, NJ 08527-1322
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2022Deed, Transfer · Conventional Mortgage
ARK MORTGAGE INC
Jan 27, 2022Deed, Transfer
REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO
Jan 27, 2022Special Master Deed, Transfer
MADISON TITLE AGENCY LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 29, 2022 · Amount on Record
Deed SaleApr 29, 2022 · Amount on Record
Prior SaleJan 27, 2022 · Amount on Record
Deed Document Number202251408
Deed Book / Page19011 / 1929
Prior Transfer DateApr 29, 2004
Prior Transfer Doc0120830449
Record UpdatedSep 20, 2026

April 2022: Deed, Transfer

Document TypeDeed
JurisdictionOCEAN NJ
Recording DateApr 29, 2022
Property Address10 SPRUCE TER, JACKSON, NJ 08527-1322
Document Number0190111929
Book / Page19011 / 1929
Instrument DateApr 26, 2022
Instrument2022051408
Transaction TypeTransfer
Record UpdatedAug 18, 2022
Title CompanyMADISON TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,810.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address600 JAMES ST, 600, LAKEWOOD, NJ 08701-4023

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 SPRUCE TER, JACKSON, NJ 08527-1322

Mortgage

Document Number2022051409
DateApr 29, 2022
Instrument2022051409
Lender
NameARK MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052

January 2022: Deed, Transfer

Document TypeDeed
JurisdictionOCEAN NJ
Recording DateJan 27, 2022
Property Address10 SPRUCE TER, JACKSON, NJ 08527-1322
Document Number0188831033
Book / Page18883 / 1033
Instrument DateJan 20, 2022
Instrument2022011138
Transaction TypeTransfer
Record UpdatedAug 18, 2022
Title CompanyREPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

AmountAmount Recorded
Tax$3,143.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address70 W 95TH ST # ST14K, 70, NEW YORK, NY 10025-6721

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 SPRUCE TER, JACKSON, NJ 08527-1322

January 2022: Special Master Deed, Transfer

Document TypeSpecial Master Deed
JurisdictionOCEAN NJ
Recording DateJan 27, 2022
Property Address10 SPRUCE TER, JACKSON, NJ 08527-1322
Document Number0188831022
Book / Page18883 / 1022
Instrument DateDec 20, 2021
Instrument2022011137
Transaction TypeTransfer
Record UpdatedAug 18, 2022
Title CompanyMADISON TITLE AGENCY LLC

Transaction

AmountAmount Recorded
Tax$2,965.40
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address14 HOPE TER, LAKEWOOD, NJ 08701-1132

Tax Assessment & Valuation

Source: Ocean County and Jackson Township records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyOcean County
County SubdivisionJackson Township
Unified School DistrictJackson Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$534,300 (-) Land $294,400 Building $239,900$534,300 (-) Land $294,400 Building $239,900
2025$7,977.00 (+26.58%)$534,300 (+132.2%) Land $294,400 Building $239,900$534,300 (+132.2%) Land $294,400 Building $239,900
2024$6,302.00 (+6.04%)
2023$230,100 Land $115,000 Building $115,100$230,100 Land $115,000 Building $115,100
2022$5,943.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ocean County (34029C), updated March 16, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340297171012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2005)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2005 · tidal / storm surge

Wildfire

Wildfire RiskLow
lower than 62% of the US · above 58% of New Jersey
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 153 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Optimum Communications
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemJACKSON TWP MUA
serves 37,224 people
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jun 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting13
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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