Westerly Town property record for 8 Spencer Dr, Westerly, RI 02891 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Architecture Style | Ranch |
| Year Built | Built 1983 |
| Square Footage | 960 sqft Living Area |
| Lot Size | 10,000 sqft (0.23 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $2,695.00 (2025) |
| Primary APN | WEST M:26 B:146 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 960 sqft Living Area |
| Gross Area | 2,190 sqft Gross Area |
| Stories | 1 Stories |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 10,000 sqft (0.23 acres) |
| Heating System | Baseboard Heating |
|---|---|
| Heating Fuel | Electric Heating Fuel |
| Account Number | 2064799 |
|---|---|
| Street Address | 8 SPENCER DR |
| City | WESTERLY |
| State | RI |
| Zip | 02891-1284 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 146 |
| Jurisdiction | WESTERLY RI |
| Minor Civil Division | WESTERLY |
| Census Blockgroup | 1 |
| Census Block | 1027 |
| Census Tract | 50901 |
Source: Westerly Town records · APN WEST M:26 B:146
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 8 SPENCER DR, WESTERLY, RI 02891-1284 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Trust |
| Date | Document |
|---|---|
| Aug 15, 2023 | Deed of Trust, Mortgage · Stand Alone Refinance THE WASHINGTON TRUST CO OF WESTERLY |
| Dec 24, 2020 | Deed of Trust, Mortgage · Line of Credit WESTERLY CMNTY CU |
| Aug 01, 2018 | Deed of Trust, Mortgage · Conventional Mortgage WESTERLY CMNTY CU |
| Jul 25, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON TR CO |
| Jul 25, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON TR CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 8 SPENCER DR, WESTERLY, RI 02891-1284 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2023-10671 |
|---|---|
| Date | Aug 15, 2023 |
| Book Page | 2023/10671 |
| Instrument | 2023-2662 |
| Name | THE WASHINGTON TRUST CO OF WESTERLY |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 8 SPENCER DR, WESTERLY, RI 02891-1284 |
| Document Number | 2020-9241 |
| Instrument Date | Dec 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 8 SPENCER DR WESTERLY RI 028911284, WESTERLY, RI 02891-1284 |
| Document Number | 2020-9241 |
|---|---|
| Date | Dec 28, 2020 |
| Book Page | 002020/029241 |
| Instrument | 6683 |
| Name | WESTERLY CMNTY CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 27, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 8 SPENCER DR, WESTERLY, RI 02891-1284 |
| Document Number | 2018-2768 |
| Instrument Date | Aug 01, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 8 SPENCER DR WESTERLY RI 028911284, WESTERLY, RI 02891-1284 |
| Document Number | 2018-2768 |
|---|---|
| Date | Aug 03, 2018 |
| Book Page | 002018/012768 |
| Instrument | 3221 |
| Name | WESTERLY CMNTY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 8 SPENCER DR, WESTERLY, RI 02891-1284 |
| Document Number | 2017-4465 |
| Instrument Date | Jul 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 8 SPENCER DR WESTERLY RI 028911284, WESTERLY, RI 02891-1284 |
| Document Number | 2017-4465 |
|---|---|
| Date | Aug 10, 2017 |
| Book Page | 002017/014465 |
| Instrument | 3525 |
| Name | WASHINGTON TR CO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 09, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 8 SPENCER DR, WESTERLY, RI 02891-1284 |
| Document Number | 2017-3790 |
| Instrument Date | Jul 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2017 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 8 SPENCER DR WESTERLY RI 028911284, WESTERLY, RI 02891-1284 |
| Document Number | 2017-3790 |
|---|---|
| Date | Jul 31, 2017 |
| Book Page | 002017/013790 |
| Instrument | 3389 |
| Name | WASHINGTON TR CO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 30, 2047 |
Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,695.00 (+0.82%) | $346,400 (+31.66%) Land $147,300 Building $199,100 |
| 2023 | $2,673.00 (+0.6%) | $263,100 (-) Land $105,200 Building $157,900 |
| 2022 | $2,657.00 | $263,100 Land $105,200 Building $157,900 |
8 Spencer Dr is in FEMA Zone X (minimal flood hazard (unshaded X)), outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · County delivery 44009C updated December 26, 2025
| FEMA Flood Zone | Zone X minimal flood hazard (unshaded X) |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024)
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Lookups use the parcel center point against federal datasets; a lot that straddles a boundary may differ at its edges, and lenders make the official flood determination. Wildfire values come from a national model at roughly 900 ft resolution with fuels as of 2020 and describe conditions, not a forecast.
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