16 Spencer Dr, Westerly, RI 02891 Property Records

Westerly Town property record for 16 Spencer Dr, Westerly, RI 02891 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,600 sqft · built 1984
Lot Size	0.23 acres (10,000 sqft)
Owner	Trust Name on File
Last Sale	$268,000 (Jul 2020)
Tax Bill	$3,285 (2025)
Deeds & Mortgages	May 2023 Refinance Mar 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WEST M:17 B:53`

Property Details

APN / Parcel Number

Primary APN	`WEST M:17 B:53`
Alternative APNs	`M:017 B:53 L` `19091400`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,600 sqft Living Area
Gross Area	2,815 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	19091400
Street Address	16 SPENCER DR
City	WESTERLY
State	RI
Zip	02891-1285
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	53
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	1
Census Block	1036
Census Tract	50901

Owner

Source: Westerly Town records · APN WEST M:17 B:53

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on File
Mailing Address	16 SPENCER DR, WESTERLY, RI 02891-1285
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 01, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Mar 17, 2022	Warranty Deed, Transfer
Jul 31, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 31, 2020 · Amount on Record
Deed Sale	Jul 31, 2020 · Amount on Record
Prior Sale	Nov 17, 1988 · Amount on Record
Deed Document Number	20203497
Deed Book / Page	2020 / 15065
Last Transfer Date	Feb 11, 2022
Transfer Doc	02022-5361
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	16 SPENCER DR, WESTERLY, RI 02891-1285
Transaction Type	Mortgage
Record Updated	May 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02023-5267
Date	May 01, 2023
Book Page	2023/5267
Instrument	2023-1329

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Jun 01, 2048

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Mar 17, 2022
Property Address	16 SPENCER DR, WESTERLY, RI 02891-1285
Document Number	02022-5361
Book / Page	2022 / 5361
Instrument Date	Feb 11, 2022
Instrument	2022-1243
Transaction Type	Transfer
Record Updated	Mar 31, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 SPENCER DR, WESTERLY, RI 02891-1285

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Jul 31, 2020
Property Address	16 SPENCER DR, WESTERLY, RI 02891-1285
Document Number	2020-5065
Book / Page	002020 / 015065
Instrument Date	Jul 27, 2020
Instrument	3497
Transaction Type	Transfer
Record Updated	Aug 18, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$268.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 SPENCER DR WESTERLY RI 028911285, WESTERLY, RI 02891-1285

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$3,285.00 (+1.45%)	$422,200 (+32.48%) Land $147,300 Building $274,900
2023	$3,238.00 (+0.59%)	$318,700 (-) Land $105,200 Building $213,500
2022	$3,219.00	$318,700 Land $105,200 Building $213,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C updated December 26, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

16 Spencer Dr, Westerly, RI 02891 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

May 2023: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

July 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Spencer Dr

Nearby Streets

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