Westerly Town property record for 14 Spencer Dr, Westerly, RI 02891
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,102 sqft · built 1983 |
| Lot Size | 0.239 acres (10,432 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $218,000 (May 2021) |
| Tax Bill | $2,455 (2025) |
| Deeds & Mortgages | May 2021 Sale & Mortgage Jun 2017 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WEST M:17 B:52 |
| Primary APN | WEST M:17 B:52 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,102 sqft Living Area |
| Gross Area | 2,149 sqft |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,432 sqft (0.239 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 1027052 |
|---|---|
| Street Address | 14 SPENCER DR |
| City | WESTERLY |
| State | RI |
| Zip | 02891-1285 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 52 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 50901 |
Source: Westerly Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 14 SPENCER DR, WESTERLY, RI 02891-1285 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 13, 2021 | Warranty Deed, Transfer · FHA Mortgage SEACOAST MORTGAGE CORPORATION |
| Jun 13, 2017 | Warranty Deed, Transfer |
| Jun 8, 2017 | Trustee's Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 13, 2021 · Amount on Record |
| Deed Sale | May 13, 2021 · Amount on Record |
| Prior Sale | Jun 13, 2017 · Amount on Record |
| Deed Document Number | 20212894 |
| Deed Book / Page | 2021 / 13298 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | May 13, 2021 |
| Property Address | 14 SPENCER DR, WESTERLY, RI 02891-1285 |
| Document Number | 2021-13298 |
| Book / Page | 2021 / 13298 |
| Instrument Date | May 13, 2021 |
| Instrument | 2021-2894 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 14 SPENCER DR, WESTERLY, RI 02891-1285 |
| Document Number | 20212895 |
|---|---|
| Date | May 13, 2021 |
| Instrument | 2021-2895 |
| Name | SEACOAST MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Jun 13, 2017 |
| Property Address | 14 SPENCER DR, WESTERLY, RI 02891-1285 |
| Document Number | 2017-387 |
| Book / Page | 002017 / 010387 |
| Instrument Date | Jun 12, 2017 |
| Instrument | 2540 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $170.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 28 PIEZZO DR WESTERLY RI 028914080, WESTERLY, RI 02891-4080 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Jun 8, 2017 |
| Property Address | 14 SPENCER DR, WESTERLY, RI 02891-1285 |
| Document Number | 2017-98 |
| Book / Page | 002017 / 010098 |
| Instrument Date | May 13, 2017 |
| Instrument | 2476 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2017 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 58 WARPAS RD MADISON CT 064431905, MADISON, CT 06443-1905 |
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,455.00 (+6.51%) | $315,500 (+39.05%) Land $148,100 Building $167,400 | $389,588 |
| 2023 | $2,305.00 (+0.57%) | $226,900 (-) Land $105,800 Building $121,100 | |
| 2022 | $2,292.00 | $226,900 Land $105,800 Building $121,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 9 (1978–2010) |
| Claims Outside the SFHA | 3 of 9 |
| Most Recent Claim | Apr 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.9% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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