8 Smith St, Moravia, NY 13118 Property Records

Cayuga County and Moravia Town property record for 8 Smith St, Moravia, NY 13118

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,084 sqft · built 2005
Lot Size	0.296 acres (12,924 sqft)
Owner	2 Individual Names on Record
Last Sale	$232,000 (Aug 2021)
Tax Bill	$7,372 (2026)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Sep 2017 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`054201 210.10-2-34`

Property Details

APN / Parcel Number

Primary APN	`054201 210.10-2-34`
Alternative APNs	`420121001000020340000000` `39001130`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,084 sqft Living Area
1st Floor Area	1,042 sqft
2nd Floor Area	1,042 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	12,924 sqft (0.296 acres)
Lot Dimensions	156 ft deep x 82.5 ft wide
Porch	Slab
Porch Area	160 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	39001130
Street Address	8 SMITH ST
City	MORAVIA
State	NY
Zip	13118-7705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Block	2
Legal Lot Number	34.000
Jurisdiction	CAYUGA NY
Township / Civil Division	MORAVIA
Census Block Group	2
Census Block	2044
Census Tract	40800

Owner

Source: Cayuga County and Moravia Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8 SMITH ST, MORAVIA, NY 13118-7705
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage ELMIRA SAVINGS BANK FSB
Sep 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK NA
Aug 13, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2021 · Amount on Record
Deed Sale	Aug 10, 2021 · Amount on Record
Prior Sale	Jun 21, 2010 · Amount on Record
Deed Document Number	2021206581
Deed Book / Page	4085 / 151
Prior Transfer Date	Aug 25, 2006
Prior Transfer Doc	0012840011
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAYUGA NY
Recording Date	Aug 10, 2021
Property Address	8 SMITH ST, MORAVIA, NY 13118-7705
Document Number	0040850151
Book / Page	4085 / 151
Instrument Date	Aug 3, 2021
Instrument	2021-206581
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1667 E SHORE DR, ITHACA, NY 14850-9727

Mortgage

Document Number	2021206582
Date	Aug 10, 2021
Instrument	2021-206582

Lender

Name	ELMIRA SAVINGS BANK FSB
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAYUGA NY
Property Address	8 SMITH ST, MORAVIA, NY 13118-7705
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035530210
Date	Sep 5, 2017
Book Page	3553/210
Instrument	2017-00173747

Lender

Name	COMMUNITY BANK NA
Type	Bank
Address	OLEAN, NY 14760

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2037

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAYUGA NY
Property Address	8 SMITH ST, MORAVIA, NY 13118-7705
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037570154
Date	Aug 13, 2019
Book Page	3757/154
Instrument	2019-189219

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2039

Tax Assessment & Valuation

Source: Cayuga County and Moravia Town assessment roll, as of May 1, 2026

Property Jurisdictions

Type	Name
State	New York
County	Cayuga County
County Subdivision	Moravia Town
Municipality	Moravia Village
Unified School District	Moravia Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,372.00 (+4.63%)
2025	$7,046.00 (+3.66%)	$252,100 (-) Land $25,300 Building $226,800	$277,033 (+9.89%) Land $27,802 Building $249,231
2024	$6,797.00 (+110.83%)
2023		$252,100 Land $25,300 Building $226,800	$252,100 Land $25,300 Building $226,800
2020	$3,224.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	25 (1981–2021)
Claims Outside the SFHA	8 of 25
Most Recent Claim	Jul 2021 · rainfall accumulation
Claims by Event	Flooding, Jul 2017 · 7 claims Severe Storms And Flooding, Apr 2005 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORAVIA VILLAGE serves 1,950 people · EPA ID NY0501720
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber · Cable	1,000 / 1,000

May also be available: Spectrum, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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