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25 Smith St, Moravia, NY 13118 Property Records

Cayuga County and Moravia Town property record for 25 Smith St, Moravia, NY 13118

Property Summary

Property TypeSingle Family Home
Details5 bd · 1 ba · 2,214 sqft · built 1900
Lot Size0.323 acres (14,100 sqft)
OwnerIndividual Name on Record
Last Sale$169,950 (Oct 2025)
Tax Bill$2,284 (2026)
Deeds & MortgagesOct 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN054201 210.10-2-19

Property Details

APN / Parcel Number

Primary APN054201 210.10-2-19
Alternative APNs
  • 420121001000020190000000
  • 39022120

Interior

Bedrooms5 Beds
Full Baths1 Bath
Stories2 Stories
Building Area2,214 sqft Living Area
1st Floor Area1,231 sqft
2nd Floor Area475 sqft
Upper Floors Area508 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1920
Architectural StyleTraditional
Exterior MaterialWood
Lot Area14,100 sqft (0.323 acres)
Lot Dimensions133 ft deep x 105 ft wide
Garage TypeDetached
Garage Area720 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area251 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number39022120
Street Address25 SMITH ST
CityMORAVIA
StateNY
Zip13118-3004
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal DescriptionSM 89-151, 2000-149
Legal Block2
Legal Lot Number19.000
JurisdictionCAYUGA NY
Township / Civil DivisionMORAVIA
Census Block Group2
Census Block2035
Census Tract40800

Owner

Source: Cayuga County and Moravia Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address25 SMITH ST, MORAVIA, NY 13118-3004
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 17, 2025 · Amount on Record
Deed SaleOct 17, 2025 · Amount on Record
Deed Document Number2025239222
Deed Book / Page4666 / 278
Record UpdatedOct 29, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCAYUGA NY
Recording DateOct 17, 2025
Property Address25 SMITH ST, MORAVIA, NY 13118-3004
Document Number004666/278
Book / Page4666 / 278
Instrument DateOct 8, 2025
Instrument2025-239222
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address25 SMITH ST, MORAVIA, NY 13118-3004

Mortgage

Document Number2025239223
DateOct 17, 2025
Instrument2025-239223
Lender
NameEVERETT FINANCIAL INC
Agreement
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

Tax Assessment & Valuation

Source: Cayuga County and Moravia Town assessment roll, as of May 1, 2026

Property Jurisdictions

TypeName
StateNew York
CountyCayuga County
County SubdivisionMoravia Town
MunicipalityMoravia Village
Unified School DistrictMoravia Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,284.00 (+22.27%) Homeowner's exemption
2025$1,868.00 (+5.84%) Homeowner's exemption$78,100 (-) Land $25,600 Building $52,500$85,824 (+4.39%) Land $28,132 Building $57,692
2024$1,765.00 (-8.17%) Homeowner's exemption$78,100 (-) Land $25,600 Building $52,500$82,211 (+5.26%) Land $26,948 Building $55,263
2023$78,100 Land $25,600 Building $52,500$78,100 Land $25,600 Building $52,500
2020$1,922.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims25 (1981–2021)
Claims Outside the SFHA8 of 25
Most Recent ClaimJul 2021 · rainfall accumulation
Claims by Event
  • Flooding, Jul 2017 · 7 claims
  • Severe Storms And Flooding, Apr 2005 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMORAVIA VILLAGE
serves 1,950 people · EPA ID NY0501720
Water SourceGroundwater
Last State InspectionNov 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Zito Media
Fiber · Cable		1,000 / 1,000

May also be available: Spectrum, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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