10 Smith St, Moravia, NY 13118 Property Records

Cayuga County and Moravia Town property record for 10 Smith St, Moravia, NY 13118

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,470 sqft · built 1884
Lot Size	0.253 acres (11,022 sqft)
Owner	Individual Name on Record
Last Sale	$117,000 (Sep 2021)
Tax Bill	$5,223 (2026)
Deeds & Mortgages	May 2022 Refinance Apr 2023 Refinance + 2 more
Flood Zone	Zone AE (high risk)
APN	`054201 210.10-2-35`

Property Details

APN / Parcel Number

Primary APN	`054201 210.10-2-35`
Alternative APNs	`420121001000020350000000` `39033020`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,470 sqft Living Area
1st Floor Area	1,250 sqft
2nd Floor Area	1,220 sqft

Exterior

Year Built	Built 1884
Effective Year Built	Effective 1985
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	11,022 sqft (0.253 acres)
Lot Dimensions	167 ft deep x 66 ft wide
Porch	Slab
Porch Area	544 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	39033020
Street Address	10 SMITH ST
City	MORAVIA
State	NY
Zip	13118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Block	2
Legal Lot Number	35.000
Jurisdiction	CAYUGA NY
Township / Civil Division	MORAVIA
Census Block Group	2
Census Block	2044
Census Tract	40800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Church Street-Congress Street Historic District listed 1994 · 123 contributing resources · NRIS 92001364

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cayuga County and Moravia Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 1021, MORAVIA, NY 13118-1021
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 9, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST NATIONAL BANK OF GROTON
Apr 18, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST NATIONAL BANK OF GROTON
Sep 1, 2021	Warranty Deed, Transfer
Jul 1, 2021	Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2021 · Amount on Record
Deed Sale	Sep 1, 2021 · Amount on Record
Prior Sale	Nov 10, 2005 · Amount on Record
Deed Document Number	2021207216
Deed Book / Page	4096 / 301
Prior Transfer Date	Jun 22, 2021
Prior Transfer Doc	004065/148
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAYUGA NY
Property Address	10 SMITH ST, MORAVIA, NY 13118
Transaction Type	Mortgage
Record Updated	Sep 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004219/248
Date	May 9, 2022
Book Page	4219/248
Instrument	2022-213646

Lender

Name	FIRST NATIONAL BANK OF GROTON

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAYUGA NY
Property Address	10 SMITH ST, MORAVIA, NY 13118
Transaction Type	Mortgage
Record Updated	Sep 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004344/323
Date	Apr 18, 2023
Book Page	4344/323
Instrument	2023-221117

Lender

Name	FIRST NATIONAL BANK OF GROTON

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAYUGA NY
Recording Date	Sep 1, 2021
Property Address	10 SMITH ST, MORAVIA, NY 13118
Document Number	004096/301
Book / Page	4096 / 301
Instrument Date	Aug 11, 2021
Instrument	2021-207216
Transaction Type	Transfer
Record Updated	Sep 21, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 SMITH ST, MORAVIA, NY 13118

July 2021: Foreclosure

Document Type	Foreclosure
Jurisdiction	CAYUGA NY
Recording Date	Jul 1, 2021
Property Address	10 SMITH ST, MORAVIA, NY 13118
Document Number	004065/148
Book / Page	4065 / 148
Instrument Date	Jun 22, 2021
Instrument	2021-205473
Transaction Type	Foreclosure
Record Updated	Sep 21, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	15480 LAGUNA CANYON RD, IRVINE, CA 92618-2132

Tax Assessment & Valuation

Source: Cayuga County and Moravia Town assessment roll, as of May 1, 2026

Property Jurisdictions

Type	Name
State	New York
County	Cayuga County
County Subdivision	Moravia Town
Municipality	Moravia Village
Unified School District	Moravia Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,223.00 (-27.96%)
2025	$7,250.00 (+1.17%)	$178,600 (-) Land $25,200 Building $153,400	$196,264 (+9.89%) Land $27,692 Building $168,572
2024	$7,166.00 (+98.28%)
2023		$178,600 (+18.51%) Land $25,200 Building $153,400	$178,600 (-21.78%) Land $25,200 Building $153,400
2022		$150,700 Land $11,200 Building $139,500	$228,333 Land $16,970 Building $211,363
2020	$3,614.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	25 (1981–2021)
Claims Outside the SFHA	8 of 25
Most Recent Claim	Jul 2021 · rainfall accumulation
Claims by Event	Flooding, Jul 2017 · 7 claims Severe Storms And Flooding, Apr 2005 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORAVIA VILLAGE serves 1,950 people · EPA ID NY0501720
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber · Cable	1,000 / 1,000

May also be available: Spectrum, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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