8 School Ave, Chatham, NJ 07928 Property Records

Morris County and Chatham Township property record for 8 School Ave, Chatham, NJ 07928

Property Summary

Property Type	Single Family Home
Details	2,795 sqft · built 1979
Lot Size	0.459 acres (19,998 sqft)
Owner	2 Individual Names on File
Last Sale	$959,000 (Jul 2007)
Tax Bill	$18,132 (2024)
Deeds & Mortgages	Aug 2026 Line of Credit Oct 2020 Mortgage + 2 more
APN	`05-00102-08-00039-01`

Property Details

APN / Parcel Number

Primary APN	`05-00102-08-00039-01`
Alternative APNs	`05001020008000390001` `5941`

Interior

Stories	2 Stories
Building Area	2,795 sqft Living Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Construction Type	Frame
Lot Area	19,998 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	5941
Street Address	8 SCHOOL AVE
City	CHATHAM
State	NJ
Zip	07928-1657
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Subdivision	CHATHAM COLONY ASSN INC
Legal Block	102.8
Legal Lot Number	39.1
Jurisdiction	MORRIS NJ
Township / Civil Division	CHATHAM
Census Block Group	1
Census Block	1019
Census Tract	43900

Owner

8 School Ave is owned and occupied by two individuals who bought it in July 2007.

Source: Morris County and Chatham Township records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8 SCHOOL AVE, CHATHAM, NJ 07928-1657
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Oct 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage INVESTORS BANK
Dec 4, 2018	Deed of Trust, Mortgage · ARM INVESTORS HOME MORTGAGE
Jul 7, 2017	Deed of Trust, Mortgage · Line of Credit INVESTORS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2007 · Amount on File
Deed Sale	Jul 3, 2007 · Amount on File
Deed Document Number	200760143
Deed Book / Page	20858 / 821
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Recording Date	Aug 11, 2026
Property Address	8 SCHOOL AVE, CHATHAM, NJ 07928-1657
Document Number	0000036236
Book / Page	25156 / 1428
Instrument Date	Aug 5, 2026
Instrument	202636236
Transaction Type	Mortgage
Record Updated	Aug 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 SCHOOL AVE, CHATHAM, NJ 07928-1657

Mortgage

Document Number	0000036236,
Date	Aug 11, 2026
Book Page	25156/1428
Instrument	202636236

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 9, 2051

Interest

Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	8 SCHOOL AVE, CHATHAM, NJ 07928-1657
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0239061357
Date	Oct 23, 2020
Book Page	23906/1357
Instrument	2020074712

Lender

Name	INVESTORS BANK
Type	Bank
Address	MILLBURN, NJ 07041

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Oct 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	4.75%
Index	1-Year CMT
Max Rate	7.75%

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	8 SCHOOL AVE, CHATHAM, NJ 07928-1657
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0234581703
Date	Dec 4, 2018
Book Page	23458/1703
Instrument	2018067335

Lender

Name	INVESTORS HOME MORTGAGE
Type	Mortgage Company
Address	MILLBURN, NJ 07041

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Dec 1, 2023
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6%
Index	1-Year CMT
Max Rate	9%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	8 SCHOOL AVE, CHATHAM, NJ 07928-1657
Document Number	0231691341
Book / Page	023169 / 001341
Instrument Date	Jul 7, 2017
Transaction Type	Mortgage
Record Updated	Jan 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 SCHOOL AVE CHATHAM NJ 079281657, CHATHAM, NJ 07928-1657

Mortgage

Document Number	0231691341
Date	Jul 26, 2017
Book Page	023169/001341
Instrument	43528

Lender

Name	INVESTORS BK
Type	Bank
Address	ISELIN, NJ 08830

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 25, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Morris County and Chatham Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
County Subdivision	Chatham Township
Unified School District	The Chathams School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$938,100 (+2.91%) Land $645,900 Building $292,200	$938,100 (+2.91%) Land $645,900 Building $292,200
2025		$911,600 Land $645,900 Building $265,700	$911,600 Land $645,900 Building $265,700
2024	$18,132.00
2023		$911,600 Land $645,900 Building $265,700	$911,600 Land $645,900 Building $265,700
2022	$17,739.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 8 School Ave; there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8 School Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Optimum.

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