11 School Ave, Chatham, NJ 07928 Property Records

Morris County and Chatham Township property record for 11 School Ave, Chatham, NJ 07928

Property Summary

Property Type	Single Family Home
Details	3,576 sqft · built 1936
Lot Size	0.918 acres (40,001 sqft)
Owner	2 Individual Names on File
Last Sale	$1,150,000 (Sep 2016)
Tax Bill	$23,882 (2024)
Deeds & Mortgages	Feb 2022 Mortgage Apr 2021 Line of Credit + 1 more
APN	`05-00104-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`05-00104-0000-00006`
Alternative APNs	`050010400006` `6078`

Interior

Stories	1 Story
Building Area	3,576 sqft Living Area

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1936
Construction Type	Frame
Lot Area	40,001 sqft (0.918 acres)
Lot Dimensions	400 ft deep x 100 ft wide

Location & Zoning

Account Number	6078
Street Address	11 SCHOOL AVE
City	CHATHAM
State	NJ
Zip	07928-1631
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Subdivision	CHATHAM COLONY ASSOC INC
Legal Block	104
Legal Lot Number	6
Jurisdiction	MORRIS NJ
Township / Civil Division	CHATHAM
Census Block Group	1
Census Block	1025
Census Tract	43900

Owner

11 School Ave is owned and occupied by two individuals who bought it in September 2016.

Source: Morris County and Chatham Township records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11 SCHOOL AVE, CHATHAM, NJ 07928-1631
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Apr 6, 2021	Deed of Trust, Mortgage · Line of Credit LAKELAND BANK
May 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage LAKELAND BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2016 · Amount on File
Deed Sale	Sep 19, 2016 · Amount on File
Prior Sale	Sep 3, 1998 · Amount on File
Deed Document Number	201658620
Deed Book / Page	22987 / 972
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	11 SCHOOL AVE, CHATHAM, NJ 07928-1631
Transaction Type	Mortgage
Record Updated	Aug 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0243550867
Date	Feb 25, 2022
Book Page	24355/867
Instrument	2022015863

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	11 SCHOOL AVE, CHATHAM, NJ 07928-1631
Transaction Type	Mortgage
Record Updated	Aug 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240910916
Date	Apr 6, 2021
Book Page	24091/916
Instrument	2021034156

Lender

Name	LAKELAND BANK
Type	Bank
Address	OAK RIDGE, NJ 07438

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	358 Months
Due	Feb 25, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	11 SCHOOL AVE, CHATHAM, NJ 07928-1631
Document Number	0231371872
Book / Page	023137 / 001872
Instrument Date	May 3, 2017
Transaction Type	Mortgage
Record Updated	Jan 8, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11 SCHOOL AVE CHATHAM NJ 079281631, CHATHAM, NJ 07928-1631

Mortgage

Document Number	0231371872
Date	Jun 8, 2017
Book Page	023137/001872
Instrument	32564

Lender

Name	LAKELAND BK
Type	Bank
Address	OAK RIDGE, NJ 07438

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jun 7, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Morris County and Chatham Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
County Subdivision	Chatham Township
Unified School District	The Chathams School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,200,700 (-) Land $691,800 Building $508,900	$1,200,700 (-) Land $691,800 Building $508,900
2025		$1,200,700 Land $691,800 Building $508,900	$1,200,700 Land $691,800 Building $508,900
2024	$23,882.00
2023		$1,200,700 Land $691,800 Building $508,900	$1,200,700 Land $691,800 Building $508,900
2022	$23,365.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 11 School Ave; there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11 School Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Optimum.

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